Input Output Group(@IOGroup):People massively underestimate demand for non margin loans. The pawn market alone is ~$40B despite terrible infrastructure and high costs. What most people in DeFi miss: Borrowers care more about lower payments than max LTVs. By offering lower LTVs, borrowers can negotiate lower interest rates while avoiding liquidation risk entirely. As Rusty Shapiro (@__fallen_icarus) explains, DeFi solved leveraged trading, not lending. Read the blog ↓

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Input Output Group@IOGroup

2026.05.15 10:44

People massively underestimate demand for non margin loans. The pawn market alone is ~$40B despite terrible infrastructure and high costs. What most people in DeFi miss: Borrowers care more about lower payments than max LTVs. By offering lower LTVs, borrowers can negotiate lower interest rates while avoiding liquidation risk entirely. As Rusty Shapiro (@__fallen_icarus) explains, DeFi solved leveraged trading, not lending. Read the blog ↓