Lacie(@Laaaaacieee):Wrote this piece exploring what wallets need to become when the operator is no longer human. Fat Wallets captured value by sitting closest to humans. Agentic Wallets capture value by sitting closest to machine-initiated economic activity. The difference is the wallet has to become the policy layer. The right architecture: Agent -> Skill -> Wallet Policy Plane -> Execution. Think @stripe — simple API surface on top, compliance and risk enforcement underneath.

Lacie

@Laaaaacieee

Researcher @BitgetWallet |Cooking @BlockchainNKU, @bamboozcrypto |Ex @XterioGames, HSBC, Tencent Investment, CICC Capital

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Lacie@Laaaaacieee

2026.03.20 13:18

Wrote this piece exploring what wallets need to become when the operator is no longer human. Fat Wallets captured value by sitting closest to humans. Agentic Wallets capture value by sitting closest to machine-initiated economic activity. The difference is the wallet has to become the policy layer. The right architecture: Agent -> Skill -> Wallet Policy Plane -> Execution. Think @stripe — simple API surface on top, compliance and risk enforcement underneath.