Say No To Trading(@SayNoToTrading):I hate these conversations. They often ignore: 1. Ratios of annual income to home values, which are so much higher in 21st century vs. 1970s thru 1990s. They pretend the '80-81 inflation peak was their entire homebuying era. 2. Back then, homeowners insurance was an afterthought. Now you have to think if the property is even insurable and whether that amount is a mini-mortgage payment (it often is). 3. High home values also mean property taxes relative to annual income are higher than ever before.

Say No To Trading

@SayNoToTrading

Not a trader, I swear. Just obsessed with capturing lowest cost basis on falling knives, which entails lots of buying and selling. NOT INVESTMENT ADVICE.

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Say No To Trading@SayNoToTrading

2026.09.24 22:50

I hate these conversations. They often ignore: 1. Ratios of annual income to home values, which are so much higher in 21st century vs. 1970s thru 1990s. They pretend the '80-81 inflation peak was their entire homebuying era. 2. Back then, homeowners insurance was an afterthought. Now you have to think if the property is even insurable and whether that amount is a mini-mortgage payment (it often is). 3. High home values also mean property taxes relative to annual income are higher than ever before.