Holger Zschaepitz(@Schuldensuehner):Good Morning from Germany, where the homeownership dream is slipping away. The official homeownership rate has plunged to just 41.9%, from 46.5% in 2018. Germany now sits at the bottom of the EU league table, vs 68.4% EU avg, 61.2% in France and 70%+ in Italy and Spain. The reasons: construction costs have surged 160% since 2000 vs just 64% for consumer prices, while higher mortgage rates, steep transaction costs and fading state support have pushed the dream of owning a home ever further out of reach.

Holger Zschaepitz

@Schuldensuehner

Holger Zschäpitz is market maniac @Welt and Author of 'Schulden ohne Sühne?' a book on states' addiction to debt. Pics:

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Holger Zschaepitz@Schuldensuehner

2026.09.16 07:26

Good Morning from Germany, where the homeownership dream is slipping away. The official homeownership rate has plunged to just 41.9%, from 46.5% in 2018. Germany now sits at the bottom of the EU league table, vs 68.4% EU avg, 61.2% in France and 70%+ in Italy and Spain. The reasons: construction costs have surged 160% since 2000 vs just 64% for consumer prices, while higher mortgage rates, steep transaction costs and fading state support have pushed the dream of owning a home ever further out of reach.