Sunny Ng(@SunnyNgPA):The CEO of Bank of America warns that up to $6 trillion in deposits could flow into yield-bearing stablecoins. Yet as global regulatory frameworks take shape, banks are likely to shift from passive defense to active embrace of stablecoin technology, using it as a tool to sharpen efficiency and global competitiveness, as seen with JPMorgan’s deposit tokens. Banks will not disappear, but their form and function will be profoundly reshaped by this financial transformation.

Sunny Ng

@SunnyNgPA

CEO @PANONYgroup, @PANewsCN | APAC Web3｜AI Marketing Architect

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Sunny Ng@SunnyNgPA

2026.04.02 14:37

The CEO of Bank of America warns that up to $6 trillion in deposits could flow into yield-bearing stablecoins. Yet as global regulatory frameworks take shape, banks are likely to shift from passive defense to active embrace of stablecoin technology, using it as a tool to sharpen efficiency and global competitiveness, as seen with JPMorgan’s deposit tokens. Banks will not disappear, but their form and function will be profoundly reshaped by this financial transformation.