🚨 KEVIN O'LEARY ON WHAT ACTUALLY WORKS FOR EVERYDAY INVESTORS: "When fintech was smoking hot, everybody was bringing apps to the market to help you buy stocks, bonds, derivatives, options. Everyone thought this was gonna democratize investing. None of that worked. None of it." What people actually wanted: "They wanted the ability to push a button in one transaction and put 60% into stocks and 40% into bonds. That's it. When we got so simple that that's what you could do, the app took off." His own investing strategy: "I only do indices now. 40% into the US, 20% into Europe, and the rest spread across technology and Asia. And I forget about it." His advice: "If you wanna be a millionaire at 65, take 20% of your salary and put it into the market each week. Don't touch it. The market for the last 150 years has given you anywhere from 8 to 12% annualized every single year. You don't have to guess or pick stocks. Just buy an index."