Max Karpis(@maxkarpis):Nik Storonsky’s plan for Revolut: a global bank with ‘effectively zero risk’ “We don’t plan to have exposure of more than 10-20 per cent,” he says. Even those loans that Revolut does bring on to its balance sheet will be sold again in whole, or through securitisations. The model, he says, is “to have effectively zero risk for the business”.

Max Karpis

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Max Karpis@maxkarpis

2026.09.21 06:05

Nik Storonsky’s plan for Revolut: a global bank with ‘effectively zero risk’ “We don’t plan to have exposure of more than 10-20 per cent,” he says. Even those loans that Revolut does bring on to its balance sheet will be sold again in whole, or through securitisations. The model, he says, is “to have effectively zero risk for the business”.