Kaz Nejatian(@nejatian):The case for bi-merge is incredibly strong @pulte. Right now, everyone is forced to pay three out of three major companies that provide credit reports. That means these companies have no incentive to lower prices. They could (and do!) raise prices a lot and there is no consequence to them. It is a massive tax on the American homeowner. If you allow mortgages with credit reports from 2 out of 3 major players, you force them to at least think before they jack up their prices and increase their profits at great cost to the American homeowner.

2026.09.04 12:21

The case for bi-merge is incredibly strong @pulte. Right now, everyone is forced to pay three out of three major companies that provide credit reports. That means these companies have no incentive to lower prices. They could (and do!) raise prices a lot and there is no consequence to them. It is a massive tax on the American homeowner. If you allow mortgages with credit reports from 2 out of 3 major players, you force them to at least think before they jack up their prices and increase their profits at great cost to the American homeowner.

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