Shivani Siroya(@shivsiroya):Before there was a standard way to underwrite the global majority, there was daily life data. The proof of creditworthiness was already in people's phones. We built the tools to read it, with their permission. A decade later, that same credit engine runs inside our app and our partners' wallets, so credit shows up where people already manage their money. Had fun getting into the origin story on @stabledash.

Shivani Siroya

@shivsiroya

Passionate about all data, financial identity, choice, and all things micro. love exclamations! CEO & Founder of @Talamobile & @TEDfellow

加入 January 2010

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Shivani Siroya@shivsiroya

2026.11.04 16:41

Before there was a standard way to underwrite the global majority, there was daily life data. The proof of creditworthiness was already in people's phones. We built the tools to read it, with their permission. A decade later, that same credit engine runs inside our app and our partners' wallets, so credit shows up where people already manage their money. Had fun getting into the origin story on @stabledash.