According to Allstate’s report, the average U.S. driver gets into a crash once every 10.86 years, with drivers in the safest cities being four times less likely to get into a collision. Check out their latest report of the cities with the best and worst drivers: Photo: Getty Images

Rate Beneficiary: The Quant Case for Allstate ($ALL) While rising interest rates and yield spikes often pressure mortgage-heavy lenders, property and casualty insurers like Allstate ($ALL) can capitalize on wider investment spreads. Featured in the Quant Growth & Income portfolio,$ALL combines defensive income stability with accelerating fundamental growth. The Key Valuation Metrics: - Rate-Resilient Business Model: P&C focus avoids mortgage origination headwinds while higher bond yields boost reinvestment income on policy floats. - 12-Quarter Earnings Beat Streak: Q2 2026 non-GAAP EPS reached $8.99 (beating by $2.92) with revenues rising 11.8% YoY. - A+ Profitability & High ROE: Delivers a massive 49% Return on Equity (vs. sector median of 12%) alongside strong operational cash generation. - Growth-Adjusted Value: Trades at a Forward P/E of 7.2x (a 35% sector discount), with its valuation grade improving to B- and growth climbing to B+. Steven's Take: "Insurance has been good. And actually they can be a benefactor when rates go up... They could actually invest in notes or government bonds that have higher yields... We anticipate Allstate will do well off of that." #Investing# #StockMarket# #Allstate# #ALL# #QuantInvesting# #Dividends# #Insurance# #SeekingAlpha# #ValueInvesting#

Raider Damuni was named a nominee for the 2026 Allstate Wuerffel Trophy. The award recognizes student-athletes who use their platforms to serve others and make a positive impact in their communities, while excelling in the classroom and on the field.

$ALL reported Q3 earnings per share of $9.76, beating estimates by $2.80. $XLF Quarter revenue rose 0.6% YoY to $17.35B, missing forecasts. Allstate: Return on equity = 46.1% Upward estimate revisions = all 23 analysts Versus $TRV, Allstate delivers a higher return on equity and trades at a lower earnings multiple. Seeking Alpha Quant Rating for Allstate: Strong Buy. Is Allstate the top-rated insurance play heading into year end?