Big news! Multimodal has been selected as the build partner for FiLab’s Agentic AI Discovery Test Over the next several months we’ll work with Filene Research Institute and a cohort of credit unions to: → Educate teams on what agentic AI actually is → Build three real, hands-on POCs in our AgentFlow sandbox → Model time savings, error reduction, and member impact No slideware, just workflows credit unions can touch, test, and evaluate. Excited to help shape the next generation of member service! #CreditUnions# #AgenticAI# #FinTech# #MemberExperience# #Innovation#

🏦 Most credit unions already have crypto exposure. It shows up through member wires and card activity, payment processors settling in stablecoins, and fintech and CUSO partners. It may sit outside your balance sheet, but it's inside your compliance obligations. Our new article shows credit unions how they can bring their crypto exposure into view:

Great to visit with Alabama Credit Union leaders yesterday! We discussed the importance of protecting Alabamians from financial fraud and ensuring credit unions can continue serving communities across our state. Following the House overwhelmingly passing the bipartisan GUARD Act this week—legislation I’m proud to lead in the Senate to protect the elderly from scammers and financial fraud—I’m focused on getting this bill across the finish line to strengthen our efforts to combat these financial scams.

The NCUA just proposed rules letting credit unions issue their own stablecoins under the GENIUS Act. Not just the largest banks. Not just Visa's network partners. Community credit unions, held to the same standards as bank subsidiaries. The list of organizations that can mint a dollar token keeps getting longer. The list of tokens a recipient has to recognize grows right alongside it.

While politicians “protect” you from crypto… Let’s check in on the national average bank savings account yield. This is from a weekly survey of 500+ banks & credit unions. You’re reading that right… it’s 0.64%.

Going all in on a startup is one thing, doing it right as a billion-dollar competitor enters the same market is another. InvestiFi CEO Kian Sarreshteh shares how he bet his life savings on building digital investing for banks and credit unions, and why the competitor everyone assumed would crush him ultimately changed the story. A reminder that being early and focused can outlast being well-funded.

Former @TheNCUA Chairman Rodney E. Hood, who also helped open the door for banks to participate in crypto while leading the @USOCC, says credit unions have an important role to play in the new financial system.

Most financial institutions don’t have an AI problem. They have a workflow problem. Over the last year, we’ve spoken to banks, credit unions, and PE firms all running the same experiment: 10+ AI tools. Multiple vendors. Internal pilots everywhere. And still… no real operating leverage. The issue isn’t model quality. It’s orchestration. 1. Where exactly does AI sit in your underwriting flow? 2. Which steps should be automated vs supervised? 3. How do you connect outputs across compliance, risk, ops, and investment teams? 4. Who owns the agent once it’s live? This is the gap. And this is why we’re building Playbooks at Multimodal Playbooks are not demos. They’re not sandbox experiments. They’re not generic “AI transformation decks.” They are battle tested, workflow level blueprints designed specifically for financial institutions. Underwriting Playbook. Portfolio Monitoring Playbook. Compliance Automation Playbook. Deal Flow Intelligence Playbook. Each one maps AI agents directly onto how your teams already operate. Day one, it feels native. No chaos. No tool sprawl. No six month science projects. What changes? Time to decision drops. Manual review cycles compress. Analyst leverage increases. Cost per transaction decreases. That’s real margin impact. Most firms are still asking, “How do we use AI?” The better question is, “How do we redesign our workflows around it?” Playbooks answer that. We’re releasing soon. If you’re leading AI, ops, risk, or tech at a financial institution and you’re tired of disconnected pilots, this will matter. AI doesn’t create leverage by existing. It creates leverage when it’s embedded into how work actually gets done. That’s what Playbooks are built for. More soon.