🔔 Euler Finance @eulerfinance has officially deployed on HSK Chain. As a modular DeFi lending protocol, Euler enables asset lending and borrowing on HSK Chain, helping global users and institutional investors improve capital efficiency. 1️⃣ Enables asset lending and borrowing on HSK Chain 2️⃣ Improves capital efficiency for on-chain asset lending 3️⃣ Provides a more flexible non-custodial lending experience More details: #HSKChain# #EulerFinance# #DeFi# #OnChainLending# #Web3#

AggrNews: SEC'S PEIRCE ISSUES STATEMENT ON ONCHAIN LENDING AND VAULTS; WARNS CERTAIN ACTIVITY MAY BE SUBJECT TO SEC JURISDICTION AND URGES DISCUSSIONS WITH MARKET PARTICIPANTS: WEBSITE AggrNews: SEC的PEIRCE就链上借贷和金库发表声明；警告某些活动可能受SEC管辖并敦促与市场参与者进行讨论：网站

Lower cost of capital is what brings institutional assets onchain. Stani Kulechov @StaniKulechov made the case from the Main Stage at Proof of Talk . The Founder of Aave @aave, the largest decentralised lending protocol in the world, sat down with Jacquelyn Melinek for Aave V4: Scaling Onchain Lending. His argument: tokenised equity moves when onchain credit prices the assets better than the alternative. That is when institutional flow follows. Watch the whole session here:

The SEC published a statement on crypto vaults and onchain lending strategies and the main takeaway is that moving activity onchain doesn't exempt it from securities law. This raises the compliance bar for anyone running curated vaults or lending strategies. Fewer crypto-native curators can absorb that cost, which reduces fragmentation as barriers to entry rise. It structurally favors TradFi-native curators who already operate inside SEC compliance.

AggrNews(No accuracy guaranteed):SEC'S PEIRCE ISSUES STATEMENT ON ONCHAIN LENDING AND VAULTS; WARNS CERTAIN ACTIVITY MAY BE SUBJECT TO SEC JURISDICTION AND URGES DISCUSSIONS WITH MARKET PARTICIPANTS: WEBSITE Link AggrNews(不保证真实性):美国证券交易委员会（SEC）皮尔斯就链上借贷和金库发布声明；警告称某些活动可能受SEC管辖，并敦促与市场参与者进行讨论：网站链接 ———————————— 2026-07-22 22:28:00

Where Spark coordinates liquidity today Capital is deployed across multiple products and markets simultaneously: • Spark Savings: capital deployed through Spark Saving Vaults, incl. spUSDT, spUSDC, and spETH • SparkLend: onchain lending and borrowing markets • Spark Prime: institutional credit infrastructure • Liquidity as a Service: powering 3rd parties and stablecoin ecosystems, incl. USDG (@RobinhoodApp) @Coinbase Loans, @StandX_Official Universal Markets, etc. • Stablecoin FX Layer: USDS pairs against @Paypal's PYUSD and @Tether's USDT on @Uniswap v4 pools None of these surfaces move capital on their own. The Spark Liquidity Layer is the coordination system underneath all of them, determining how capital should be allocated within governance defined parameters. Governance defines where capital can be deployed. Limits get sized in advance. The Spark Liquidity Layer continuously allocates capital within those boundaries.

Native USDC and CCTP are now live on @XLayerOfficial by @okx! PSPs, fintechs, AI agents, and DeFi apps and protocols on X Layer can now access the world’s largest regulated dollar stablecoin for a range of use cases: → DeFi activity: Use USDC as collateral to enable onchain lending, borrowing, and spot and perps trading with 24/7 settlement → Crosschain money movement: Move USDC seamlessly across chains with CCTP for robust liquidity access to power swaps, purchases, and treasury management → AI-powered workflows: Support agentic payments on X Layer’s x402 ecosystem, enabling automated AI agent payments for services, APIs, and more → Institutional-grade settlement: Seamless USDC issuance and redemption on X Layer via Circle Mint for qualified businesses Day 1 apps: @OKX, OKX DEX Bridge With this integration, USDC is supported natively on 36 blockchains. CCTP is now available on 26 blockchains and enables secure USDC crosschain transfers.

Momentum is building on Base. Here’s 25 things the Base ecosystem launched and announced in July. 1) @morpho launched Morpho Midnight, Fixed Rate Markets, and a new Markets App. Allowing users on Base to lend and borrow at fixed rates. 2) @o1_exchange introduced the B20 launchpad to create and discover B20 tokens on Base in seconds, without code. 3) @bankrbot crossed $5B in total volume traded onchain through Bankr. 4) @tenorfinance, a fixed-rate lending and borrowing platform for asset managers and large borrowers, went live on Base to provide access to onchain lending markets. 5) @numoforex presented the first stablecoin-settled USD/NGN futures exchange, unlocking Nigerian Naira DeFi opportunities on Base. 6) @noon_capital went live with its digital dollar, built with institutional-grade security, on Base. 7) @definitivefi launched Flash Agents, delivering advanced orders, smart routing and resilient execution on Base. 8) @doppler_fi expanded to Base, starting with infrastructure for cbXRP and paving the way for more tokenized assets over time. 9) @cloudflare announced Monetization Gateway, which will allow you to charge for any web page, dataset, API, or MCP tool behind Cloudflare with stablecoins on x402. 10) @apify launched 20,000+ tools accessible through x402, giving autonomous agents access to the largest marketplace of web automation tools. 11) @spiko, with @coinbase, now lets USDC and EURC settle directly into regulated, yield-bearing UCITS liquidity funds on Base. 12) @centrifuge issued over $50 million in tokenized AAA CLOs on Base as part of Ethena’s ongoing diversification of its collateral with institutional credit. 13) @avantis announced the rollout of Avantis V2 on August 12, featuring expanded RWA access, zero-commission trading, and more. 14) @midasrwa launched on Base to bring its composable onchain investment products to one of the largest onchain finance ecosystems. 15) @askvenice raised $65 million in a round led by Dragonfly at a $1 billion valuation, to expand its private and uncensored AI platform as an alternative to mainstream models. 16) @ethos_network launched Ethos Trade, a beta version of its Reputation Markets v2 that lets users trade anyone’s reputation onchain. 17) @liveframe shipped a tool for UGC creators, streamers, and clippers to monetize their attention and get paid through its next-generation distribution platform on Base. 18) @liminalcash launched Nim, an AI financial agent on Base that lets users move money, split bills, invest, and handle banking tasks through simple conversation. 19) @opal_dex announced Production V1 of its privacy-first perpetual DEX on Base, with invite-only access and limited capacity now live for stress-testing. 20) @birchhill_io launched its first onchain product: a permissioned USDC credit market on Base backed by tokenized real estate equity. 21) @pixiechess opened its new Free Brawl game mode on Base, offering no-entry-fee play with real rewards. 22) @trueo_ launched user-created markets on its permissionless prediction platform, letting anyone ask questions, create markets, and earn. 23) @korprotocol shipped KOR ID on Base, a unified verified identity that unlocks access to its full suite of apps and enables instant agent payments on deal close. 24) @niftyisland launched Prize World, a new play mode powered by Base for collecting authenticated trading cards and unlocking rewards. 25) @freedomfactory announced PQ1, the world’s first fully post-quantum hardware wallet, live on Base.

This week's fastest-growing protocols are mostly competing to put crypto capital to work. 7d TVL growth, according to @DefiLlama ↓ • @OuroborosCap8 | $5.22M | +202,915% Risk curator managing capital across DeFi strategies. • @twynexyz | $8.18M | +186% Credit-delegation protocol. Lenders earn from unused borrowing capacity, borrowers get more leverage. • @Fira_Lend | $15.83M | +178% Onchain lending with fixed and variable rates. • @arcus_xyz | $17.14M | +171% Self-custodial exchange on Robinhood Chain for tokenized assets and perp futures. • @SatsumaDEX | $1.25M | +157% Bitcoin-focused DEX on Citrea for swaps and liquidity. • @SingularV_xyz | $1.26M | +97.79% Risk curator managing DeFi yield vaults across lending markets. • @hyperithm | $221.13M | +85.99% Digital asset manager running algo, arbitrage and DeFi yield strats. • @Ever_dex | $2.64M | +67.15% Cross-chain DEX for swapping assets across networks. • @R25Official | $160.29M | +57.53% RWA protocol bringing yield-bearing trad-fi assets onchain. • @DigiFTTech | $274.08M | +52.81% Regulated platform for issuing and trading tokenized RWAs.