Tokenized stocks have arrived on @aave V4 on @base. The Mag-7 are now collateral, with USDC to borrow. Our team assessed every token and designed the launch parameters. As a risk service provider to the Aave DAO, we're paving the way for new forms of collateral on Aave.

Coinbase Tokenized Stocks are now live on Aave v4 on @base. Aave is the best protocol for stocks. Why is aave special here: -cross margining by user out of the box -stock loan - 24/5 to start but 24/7 coming soon! Only available in eligible jurisdictions outside the U.S.

Excited to announce Coinbase Tokenized Stocks are now live on Aave V4 on @base. Users can borrow USDC against tokenized stocks. Aave is on a mission to bring the $200T global equities market onchain.

NEW: @Coinbase Tokenized Stocks launch on @aave V4 on @base, powered by Chainlink data. As Coinbase’s official oracle solution, Chainlink is unlocking a new generation of onchain finance, with AAPLc, NVDAc, & more major U.S. stocks now usable as collateral on DeFi’s largest lending protocol.

Episode 250: Will Aave Eat Wall Street? with Luigi D'Onorio DeMeo of Aave Labs @alextapscott @luigidemeo @aave @CMCC_Global 0:00 Introduction 3:48 Leaving Avalanche and landing at Aave 7:17 From ETHLend to the largest lending protocol in crypto 11:16 $80B in deposits, no back office 12:12 How overcollateralized lending works and why people borrow 15:49 Why Celsius and BlockFi blew up and Aave didn't 18:46 What's being built on top of Aave 21:12 Life after CLARITY, and the cost of uncertainty 23:55 Does uncertainty advantage the risk-tolerant? 26:20 Why stablecoins cut at the heart of the bank model 29:29 Deposit insurance as a taxpayer subsidy 31:22 Fintech as digital wallpaper and why that's ending 33:34 Moving loans off balance sheets and onto Aave 37:23 The DTCC and the next killer app

Aave V4 myths “Aave V4 doesn't isolated markets.” No. Aave V4 hubs and spokes are isolated by default based on their risk profiles. Risk-adjusted markets can share liquidity through hubs, up to defined caps, supporting new use cases without unnecessarily fragmenting liquidity. Full liquidity isolation is often counterproductive: it fragments capital, reduces utilization, and increases costs for users. These trade-offs become even more visible when incentives used to bootstrap isolated liquidity eventually run out. “Hub-and-spoke fragments liquidity.” It’s the opposite. In V4, spokes represent lending markets, while hubs can share liquidity across those markets. This allows isolated risk profiles to access pooled liquidity, improving utilization and capital efficiency. “It’s just isolated markets. Aave is catching up with curated vaults.” A curated vault typically launches with zero liquidity and requires capital or incentives to bootstrap. A V4 spoke can launch with the entire hub balance sheet behind it from day one. That’s the difference between an isolated market and an isolated risk profile with access to pooled liquidity. “V4 is complex.” The architecture is simpler while remaining flexible enough to support a wide range of use cases. The overall codebase is also significantly smaller than Aave V3. “V4 is still a new deployment. It’s too early to use.” V4 is already securing $1.2B in deposits and is deployed across multiple networks, including Ethereum, Avalanche, and Arc. V4 is already scaling. “V4 is less open to curators.” V4 already supports third-party curators such as EtherFi, with more to come. The key difference is that curators can build and manage an entire market structure, rather than simply manage deposits inside a vault. This gives them the opportunity to participate in the economics of the broader lending market instead of being limited to fees on deposit AUM. Over time, curators and integrators should be able to own more of their market structure and retain more of the economics they create.