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The smartest man ever John von Neumann made groundbreaking contributions across fields. He was one of the key mind behind the atomic bomb, early computers, game theory, and quantum mechanics. He even theorized self-replication before DNA was discovered.

The "smartest" people are using AI the most. 43 of every 100 US workers with a graduate degree use generative AI. 10 of every 100 with a high school degree or less. 25 of every 100 across the whole workforce. We have seen this curve before. PCs in the 90s. Internet in the 2000s. Every productivity tool of the last fifty years. The educated tend to adopt first, capture the early wage premium, and the gap narrows over a generation. AI has the promise to flip that pattern. It amplifies expertise like every tool before it. It also delivers expertise the user never acquired. A high school graduate with a chatbot has access to legal reasoning, medical triage, financial analysis, and code generation that used to require years of training or a $400 hourly fee. Every prior wave of technology made it cheaper to do things you already knew how to do. AI makes it cheaper to know things in the first place. The trades worker who never had a lawyer gets tailored legal advice. The service worker who never had an accountant gets tailored tax advice. The single parent who never had a tutor for their kid gets one that moves at the right pace. The kid in the under-resourced school gets access to intelligence at the limits of their curiosity.

Three of the smartest investors I know did the same thing last week. Three different cities. They don't talk. They don't coordinate. They all reached the same conclusion in the same week: Sell paper. Buy rocks. Here's who they are and what it means for your money. 👇

The ones who succeed are rarely the smartest in the room. They are the ones who did the work. This is why I say it and I will keep saying it: a person with a plan will always outperform a smart person without one. Intelligence without structure is just potential going nowhere.

i get some anxiety not using the smartest-available model/settings. but sometimes i dont mind if it's really slow. i wonder if we should focus more on a price/speed tradeoff relative to a price/intelligence tradeoff.

Grok 4.3 just became the smartest AI in the world at law and money It took #1# on TWO brutal private tests no other model could win on “Vals AI” benchmarks #1# CaseLaw (v2) - 79.31% accuracy Private Q&A benchmark over real Canadian court cases. Tests deep legal reasoning, precedent understanding, and precise answers from complex judgments. (outranking GPT-5.1 at 73.42%) #1# CorpFin (v2) - 68.53% accuracy Private benchmark on long-context credit agreements. Evaluates how well models truly understand dense, multi-page financial contracts, terms, risks, and clauses These are not just basic tests - they’re real-world, high-stakes legal + financial reasoning challenges Grok 4.3 leads in accuracy on both, proving it’s not just fast or cheap… it’s the smartest at the hardest real world tasks xAI is building the reasoning engine the world needs