🎤
@XRPSEOUL 2026 Highlights | Panel
"Bringing Stablecoins into Everyday Finance"
How stablecoins can move from trading into everyday payments, banking and cross-chain finance.
🗣Speakers:
• Moderator: Lacey Wisdom (
@lacey_wisdom), General Partner at
@plcapital
• Leo Lee, Manager at KakaoBank
• John Lilic (
@johnlilic), CSO at
@useTria
• Fig (
@ecdsafu), Co-founder at
@squidrouter
🔎 Key Takeaways:
1️⃣ Local-Currency Stablecoins & Remittances
Establishing local-currency stablecoins (such as KRW-backed tokens) is crucial for preventing local capital flight, eliminating double FX conversion fees for consumers and merchants, and unlocking seamless global money transfers.
2️⃣ Abstracting Web3 Friction for Retail
Projects must abstract gas fees and multi-chain complexities in the background, adopt traditional banking terminology instead of crypto jargon, and replace cumbersome seed phrases with familiar Web2 authentication like email and 2FA.
3️⃣ Bank-Tech Synergy & Monetary Sovereignty
Building mainstream trust requires blending bank-level reserve management and regulatory compliance with startup technical agility. As USD stablecoins scale toward a trillion-dollar market cap, nation-states will increasingly prioritize local-currency stablecoins to preserve monetary sovereignty, while stablecoins serve as the foundational liquidity rail for tokenized RWAs.
💡 The Takeaway
Transitioning stablecoins from speculative trading to everyday finance depends on removing technical barriers for everyday users, launching compliant local-currency stablecoins to cut cross-border friction, and combining bank-grade trust with agile Web3 infrastructure.
Hosted by
@XRPLKorea