“Regulatory clarity is the foundation of institutional trust.” Last month, Ripple received full EU authorization for a MiCA Crypto Asset Service Provider (CASP) license from Luxembourg’s CSSF. 🇪🇺 With our EU EMI license, institutions across all 30 EEA nations can now collect, exchange, and pay out via Ripple Payments in a single regulated relationship. Regulation-first, ready to scale.

Deepening our push into capital markets, we are investing in ZILO and Licuido to add regulated transfer agency, issuance and collateral mobility to our capital markets infrastructure built on the XRPL. This comes on the heels of Aviva Investors tokenising its US Dollar Liquidity Fund on the XRPL last week - a clear signal that institutions are ready to move. Ripple is here to help them.

The future of stablecoins is moving beyond just USD – though I expect dollar-backed assets to remain the dominant force in our global market. Looking forward to discussing tomorrow with @keyrock & dune. Tune in.

Proud to share @Ripple's strategic investment in @notabene_id. 👇 Bringing together $RLUSD, Ripple Payments & Notabene's trusted institutional network to help scale compliant stablecoin payments. Identity. Compliance. Transaction authorization. Enterprise-ready stablecoin infra. This is how we help financial institutions move value globally – with trust built-in.

Meet Ripple Mint. A unified platform for institutions to access, mint, redeem, and manage $RLUSD. Built for scale with both UI and API access, Ripple Mint gives institutions the flexibility to automate stablecoin operations, integrate RLUSD into existing systems, and manage digital dollar liquidity across chains. Available to existing $RLUSD users today.

Notabene has received a strategic investment from @Ripple. We'll collaborate to expand enterprise stablecoin payments by integrating RLUSD into Notabene Flow and exploring how trusted payment authorization can complement Ripple Payments.

Blockchain is moving faster than ever, and the research keeping pace is emerging from the world's leading universities. Since 2018, Ripple's UBRI has grown to 60+ academic partners, exploring where this tech goes next. Our 2025–2026 report showcases breakthroughs across three frontiers: 🤖 Autonomous and AI-enabled financial infrastructure 🪙 Tokenized assets & digital markets 🔐 Post-quantum cryptography Academic theory is achieving real-world utility:

Proud to be named in the @CNBC and Statista World's Top Fintech Companies 2026 list. For the fourth year running, we’ve been included! 💫 Success in this industry isn't about one cycle. It's about longevity and the depth of partnerships built over years, through the ups and downs of the market. Thank you to CNBC and Statista for the recognition, and to all of our customers and partners for building with us.

Ripple is partnering with @Mastercard, @jpmorgan, @okx, and @OndoFinance to build the future of finance for both traditional and digital assets. @_JackMcDonald_ joins Grayscale to discuss @Ripple's institutional strategy, real-world adoption of $RLUSD and $XRP, and what's next.

Proud to announce 25 recipients of the Ripple Effect: Certified Veteran Employer Grants — $250K invested in veteran- and military spouse-owned businesses through our partnership with @HireHeroesUSA. Each recipient receives $10K + employer training + access to 20,000+ military-connected job seekers. Meet the awardees:

SPEAKER ANNOUNCEMENT: Jenny Just (@jennypeak6), Co-Founder & Managing Partner of PEAK6 Investments, is taking the stage at Swell 2026. Join us Oct 27-29 in New York to hear her perspective on fintech, leadership, and what's ahead:

Ripple is proud to join the x402 Foundation as a Premier Member. As AI agents begin to take on more of the transaction lifecycle, they'll need a way to pay that's as fast and reliable as the way they already exchange data. We've been helping build that future on the XRP Ledger with the tools and infrastructure developers need to enable agentic payments, including support for x402 that enables agents to transact using $XRP and $RLUSD today. We're looking forward to contributing to the Foundation's technical and governance work as we help advance open standards for the next generation of internet-native payments:

Onchain funds, bonds and repo aren't experiments. They're already happening, delivering onchain financial instruments that are cheaper, better and faster than their legacy equivalents. The UK has the capital markets depth and regulatory credibility to be a global leader in tokenised wholesale markets, delivering up to £33bn in annual economic output by 2035. That's why we are proud to support @hmtreasury's Wholesale Digital Markets taskforce and today's new strategy to scale tokenization in the UK. Find out more and read the report:

Early Bird pricing ends this Saturday, July 11. Join financial leaders, builders, developers, and the XRP community in NYC this October to explore the intersection of traditional finance and the onchain economy. Register now:

Rare moment where my professional and personal worlds collide: XRP is now the first crypto on the jersey of a major college athletics program, at my alma mater. XRP Family, meet the Jayhawks. Rock Chalk!

NEW: @Ripple received its complete Crypto-Asset Service Provider license, making the company fully compliant with the EU's MiCA rules. When we spoke to Cassie Craddock (@CraddockCJ), Ripple's VP, Managing Director - UK and Europe, last year, she said: "The main reason we're seeing this adoption really happening now is regulatory clarity. It's providing banks and the largest financial institutions in the world the incentive and the ability to really lean into offering this to their customers." "MiCA here in Europe has really kickstarted that momentum, and what we've seen is banks almost racing on a regional basis to launch a digital asset offering to their customers, because their customers are demanding it." Now with full Crypto-Asset Service Provider authorization, Ripple can offer its regulated crypto payments product to financial institutions, corporates, and businesses across all 30 countries in the European Economic Area.