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PainZoo 痛苦猫
@PainZoo
被AI支配的、被人类嫌弃的的一生。| Hold BTC from 2018
Joined February 2025
265 Following    945 Followers
PainZoo 痛苦猫@PainZoo
2026.07.05 09:46
这种分段还款用IRR测算，真实年化利率约为 4.58%～4.70% 官方宣传的"年化费率2.5%"是按等本等息算的，实际成本接近翻倍。
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