If you wanted to steal a billion pounds in 1995, you'd need an inside man, a corrupt bank, and about five years to launder it. In 2026, all it takes is a laptop and someone willing to click a link. In this episode of #WhatTheFraudPodcast#, we sit down with @EleanorTerrett, @jacqmelinek, and @thatgerald — hosts of the @CryptoAmerica_ podcast — to talk about what the GENIUS and CLARITY Acts actually mean for stablecoins, market structure, and consumer protection, why institutions are finally treating crypto as a technology rather than a speculative bet, the surge in DeFi hacks driven by social engineering rather than code exploits, and the growing conversation around privacy, AI agents, and programmable payments as the next frontier. Regulation is landing. Verification is going mandatory. And the line between "legitimate innovation" and "fraudster's playground" is being redrawn in real time. Watch the full episode now: