Main takeaways from @pointzeroforum > the frame for the whole forum: europe regulates, asia builds, the us scales liquidity, and whoever owns the settlement asset owns the rails > antoine martin (@SNB_BNS) opened by saying central banks aren’t the innovators and the private sector has to step in > zurich was very hot, the kongresshaus aircon did not survive day one > project agorá took over the roundtables, 8 central banks and 40+ institutions all asking if tokenization fixes cross-border without breaking the banking system > the recurring obsession was settlement, everyone wants T+1 to go instant and nobody’s there yet > matcha game was weak this year, sort it out for day three > stablecoins everywhere, anchorage (@sergiofly) on tokenized deposits, circle on stage, and the reminder that 97% of the market is still dollar > “agentic economy” got its panels but it was all identity and trust, near zero on actual m2m payments > met old friends @AlessiaBaumgar , @gaudenzio_eth , @Lili_Zurich > best networking was in the palmenhaus, conference badges in a greenhouse is a vibe > very different energy from crypto cons, central bankers giving real answers in 1.5hr panels that went deep > shout out to @pointzeroforum, @gftn_official and team for a genuinely senior room