WHAT IT TAKES FOR INCOME ETFS TO COVER A CAR PAYMENT The average new-car payment in the U.S. just sits at $765 per month (Experian, Q2 2026). That is $9,180 per year. Here is the capital 4 income ETFs need to cover it, from least to most: 🥇 $QQQI NEOS Nasdaq-100 High Income ETF: 14.32% distribution rate, $64,126 🥈 $JEPQ JPMorgan Nasdaq Equity Premium Income ETF: 11.53% distribution rate, $79,648 🥉 $JEPI JPMorgan Equity Premium Income ETF: 7.18% distribution rate, $127,926 4. $SCHD Schwab U.S. Dividend Equity ETF: 3.02% distribution rate, $303,991 The gap between the first and the last is $239,865. Math: $9,180 divided by the distribution rate. Rate = latest distribution times 12 (monthly payers) or 4 (quarterly payers), divided by the October 26, 2026 close. Distribution rate is not total return.