$SOFI is a shit stock I’m seeing this literally everywhere rn, thing is most ppl saying it have no clue about the fundamentals, HOWEVER the ppl screaming BUY BUY BUY were just as clueless Interest Rates are high and we just got another hike, when we broke out the narrative was shifting towards cuts and deflation… who could predict Iran + inflation spike from Oil? That directly hurts SoFi's business and anyone that relies on loans and refinancing, it’s just not a growth environment for those names, simple… That being said user growth keeps climbing and earnings have been steady to the upside, so if u understand this stock isnt exploding anytime soon its a decent name to sit on and forget about, same as when it was $11 a year or so back $SOFI wont get you rich quick thats for sure but ask someone to explain why it’s “shit” next time.