Geoff Charles(@geoffintech):There should be no distinction between "checking" and "savings" accounts in 2026 I find it sad that fintechs are still playing this arbitrage game. Mercury pays 0% on checking accounts. EFFR is 3.88%. they hide this in the product (does not show 0% anywhere). to access yield, you have to click accounts, add account, create account, click savings, click create account. and then move money there. Column that powers Mercury banking doesn't even distinguish between savings and checking

2026.10.12 19:21

There should be no distinction between "checking" and "savings" accounts in 2026 I find it sad that fintechs are still playing this arbitrage game. Mercury pays 0% on checking accounts. EFFR is 3.88%. they hide this in the product (does not show 0% anywhere). to access yield, you have to click accounts, add account, create account, click savings, click create account. and then move money there. Column that powers Mercury banking doesn't even distinguish between savings and checking

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