Rippling crossing a billion in ARR and growing 78% year on year is the best argument against the SaaS is dead meme I've seen. When people say they hate the model what they really mean is they hate the lack of growth. Rippling is growing because payroll is a market where the entire vibe coding discussion is complete rubbish. You have legal and statutory obligations that carry criminal penalties if you get it wrong. You're not interested in vibe coding your payroll. You want to outsource this to someone wildly competent, have them take the responsibility, and you do not want non-deterministic processes anywhere near it. AI might change how the software gets built, but the core reason people pay for it doesn't change. It just has to be done right.