$GRAB HOLDINGS Q3’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $1.11B (Est. $1.07B) 🟢; +27% YoY 🔹 EPS: $0.00 (Est. $0.03) 🔴 🔹 On-Demand GMV: $6.84B (Est. $6.81B) 🟢; +18% YoY 🔹 Adj. EBITDA: $237M (Est. $197M) 🟢; +73% YoY 🔹 Profit: $18M Users: 🔹 Monthly Transacting Users: 57.2M; +20% YoY Raises FY26 Guide: 🔹 Revenue: $4.15B-$4.20B (Est. $4.18B) 🟡; from $4.10B-$4.15B 🔹 Adj. EBITDA: $790M-$800M (Est. $732M) 🟢; from $720M-$740M Segment Revenue: 🔹 Deliveries: $561M (Est. $546.5M) 🟢; +21% YoY 🔹 Mobility: $349M (Est. $352.6M) 🔴; +10% YoY 🔹 Financial Services: $201M (Est. $173.2M) 🟢; +124% YoY Other Q3 Metrics: 🔹 Gross Loan Portfolio: $2.7B; +200% YoY 🔹 Adj. Free Cash Flow: $286M; +41% YoY 🔹 Net Cash Liquidity: $5.0B Key Updates: 🔹 Break Fee: $60M, to be recorded in Q4 2026 🔹 Share repurchases: $400M in September and October; $500M remaining 🔹 Financial Services: Superbank consolidated; Stash acquired this quarter Comments: 🔸 “More users are transacting on Grab than ever. Our scale and network efficiencies enable us to make our services more affordable for users, and improve earnings opportunities for our driver- and merchant-partners through our proprietary AI-powered tools and access to financing.” 🔸 “we are raising our full-year 2026 guidance for Group revenue to $4.15 billion to $4.20 billion, and Adjusted EBITDA to $790 million to $800 million.”