VeloNews:CLARITY BILL ADVANCES THROUGH BANKING COMMITTEE ON BIPARTISAN VOTE
Source: Velo
VeloNews:两党投票通过银行委员会,澄清法案获得通过
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2026-05-15 00:48:32
看了一圈美国大银行这两天披露的最新财报,看出了一股AI硬件股的感觉。
特别是高盛 $GS :Net Income同比增长78%,Global Banking & Markets (GBM)板块里和交易相关的Equities业务同比增长72%,投行业务同比增长55%。
业绩普遍炸裂,尤其是Equity,FICC和投行业务的增速很猛(直接反应AI行情太热)。每家的ROTCE都在增长,运营杠杆都在拉升,效率都在优化,信用损失准备总额也都在同比下跌...
$JPM
23% ROTCE
The Corporate & Investment Bank (CIB) is now the primary profit engine, fueled by an 86% YoY acceleration in Equity Markets and a 30% jump in Investment Banking fees。
$BAC
Global Markets net income spiked 72% YoY to $2.6B. Equities revenue surged an incredible 70% to $3.6B, and Total Investment Banking fees jumped 50%, proving BAC is fully capitalizing on a resurgent deal and trading environment.
$GS
Revenue accelerated to $20.34 billion (+39% YoY), driving a massive 78% YoY surge in Net Income to $6.63 billion. The engine room was Global Banking & Markets (GBM), which posted record Equities revenue ($7.4B, +72% YoY) and a 55% YoY jump in Investment Banking fees. The firm generated a dominant 23.5% annualized ROE
$C
Banking revenue surged 34% YoY, heavily powered by a 44% spike in Investment Banking revenues ($1.55B). Debt and Equity underwriting fees grew 65% and 92%, respectively. Similarly, Equity Markets jumped 45% YoY to $2.3B, driven by derivatives and a nearly 60% YoY explosion in prime balances
Citigroup delivered a blowout Q2 2026, marking its highest quarterly revenue in ten years at $24.8 billion (+14% YoY). Net income surged 45% YoY to $5.8 billion, driving RoTCE to a robust 13.0%.
吴说获悉,甲骨文宣布扩展 Digital Assets Data Nexus,使银行可在现有 ISO 20022 支付体系中直接处理稳定币、CBDC、代币化存款及其他数字资产交易,而无需为每种资产或区块链单独建立支付系统。
平台将支持多链账本、托管钱包、智能合约及链上/链下工作流,并与 Oracle Banking Payments 预集成。新版本还将接入 Swift Ledger,用于同步银行间支付承诺与代币化存款状态,并通过现有 RTGS 或代理银行网络完成最终结算;同时引入 Oracle AI Database,对异常交易、流动性压力、欺诈及 AML 风险进行分析,并可触发冻结代币、暂停账户、调整限额等受控操作。甲骨文称,该平台旨在帮助受监管金融机构把数字资产从试点推进至正式生产环境。