THIS IS ABSOLUTELY INSANE… 8% US mortgage rates are “not an impossibility,” per MarketWatch. At 8%, a $500,000 mortgage over 30 years would cost roughly $3,669/month in principal and interest. That’s $44,000 a year BEFORE property taxes, insurance and maintenance. I wouldn’t buy a house that only works financially if I can refinance into a cheaper mortgage later.

Mortal Shell 2 is roasting players for their Steam playtime. Near the final boss, stone tablets reference your most-played games. One player with 16,062 hours in Destiny 2 was asked why they spent so much time there and whether they were “trapped.” That’s about 669 days of Destiny 2. Other players have seen references to games like Elden Ring, Counter-Strike 2, and Baldur’s Gate 3.

Our latest #JUST# Letter to #JST# Holders is live. Q2 2026 marks the beginning of a new chapter: • 1,711,249,863 $JST burned (17.29% of total supply) • $94.62M deployed for buyback & burn • Buyback funding expanded with the first allocation of accrued USDJ stability fees • #JustLendDAO# TVL at $6.7B, with 485,669 users Buyback funding is evolving from protocol revenue toward broader ecosystem revenue. 🔗Read the Full Quarterly Report 👇

Onchain profit just went vertical on @Celo, reaching a new daily high of $18.6k Annualized, that would be $6.785 Million! What caused this? ▸ One contract generated $9,669 in gas fees yesterday. We are still trying to identify it, but it seems to be sending small amounts of Celo to many addresses: 0xdE39b40E7fdb033Eb1104d2501e0F758696046D5 ▸ We have seen an increase in MicroTransfers for stablecoins. This accounts for ~$6k in gas fee yesterday.

May 12 Update: #Bitcoin# ETFs: 1D NetFlow: -7 $BTC(-$566K)🔴 7D NetFlow: +612 $BTC(+$49.41M)🟢 #Ethereum# ETFs: 1D NetFlow: -1,183 $ETH(-$2.7M)🔴 7D NetFlow: -2,742 $ETH(-$6.25M)🔴 #Solana# ETFs: 1D NetFlow: +259,129 $SOL(+$24.62M)🟢 7D NetFlow: +669,359 $SOL(+$63.59M)🟢

YOU ARE RUNNING OUT OF TIME… You can earn MORE than you did 5 years ago and still feel further away from the life you wanted. A home. A family. Enough money left over that one bad month doesn’t ruin everything. US mortgage rates ended Friday at 7.43%. An 8% rate is possible. Meanwhile, the median existing home sold for $429,100 in August, UP 1.6% from a year earlier. At 8%, a $500,000 mortgage over 30 years would cost roughly $3,669 a month BEFORE property taxes, insurance and maintenance. You save for the down payment, then look at the monthly payment and wonder who the hell can afford it. Across Europe and Asia, the war’s impact on energy supplies is putting households under more pressure. In Japan, Italy and South Africa, inflation-adjusted wages are still at or below their pre-pandemic levels. And look at who owns the wealth: America’s richest 1% held 32.5% in Q2, up from 31.1% a year earlier. The entire bottom half’s share fell from 2.4% to 2.3% over that same year. That’s why I worry about people counting entirely on their next pay raise to catch up. When most of that raise disappears into the cost of living, another year of hard work can leave surprisingly little to show for it. My view: start building ownership as soon as your finances allow. Keep an emergency fund, deal with expensive debt, and invest regularly with money you can leave invested for years. You can own small pieces of productive businesses long before you can afford an entire property. Learn what you own, diversify, and build a plan you can stick with when markets fall. That’s the work I share inside The Assembly, my paid investing community with 4,000+ members. My research, trades, valuations and the risks I’m watching, with the reasoning behind each decision. If you’ve been putting this off because you don’t know where to start, come learn with us and ask your questions. Join The Assembly. Give yourself something better than another year of “I’ll figure it out later.” See you inside. I can’t wait to meet you.

OFFICIAL: Bitcoin's MVRV momentum oscillator just printed positive for the first time since October 9, 2025. That is 329 consecutive days underwater. The longest stretch since the 2022 bear. In the modern era this exact setup has appeared three times: a run of 329+ straight days below zero, then a green flip above zero. July 2015. April 2019. January 2023. Here is what came next. 3 months: -21%, +121%, +23% → median +23% 6 months: +40%, +58%, +24% → median +40% 9 months: +37%, +57%, +45% → median +45% 12 months: +114%, +39%, +82% → median +82% 18 months: +160%, +105%, +181% → median +160% 24 months: +669%, +978%, +337% → median +669% Applied to today's $80,000 print, the median path implies: 3 months: $98,533 6 months: $112,021 9 months: $116,358 12 months: $145,894 18 months: $208,010 24 months: $615,167 Three observations, so treat the tails with respect. The 24-month mark lands inside a cycle top every single time, which is precisely where you would expect it to land. The durable read is simpler than the price targets. Every one of those flips left Bitcoin higher a year later, and the worst 12-month outcome was +39%. The oscillator spent 329 days telling you the market was exhausted. It just changed its mind: