@crossbordercap The bear market is a gift if you know what to do with it. The @unchained free field guide gives you 21 actionable steps to stack with discipline and secure your position for the long term.

The @StellarOrg blockchain was purpose-built for RWA tokenization and crossborder payments. As a result, there's a few things that make $XLM's chain different from other L1s... - The Stellar Consensus Protocol: Stellar uses Federated Byzantine Agreement instead of PoW or PoS. Nodes dynamically choose which other nodes to trust, resulting in 3 to 5 second finality without high energy usage, mining hardware, or token staking lockups. - Easy Issuance and DEX Construction: Creating tokens and trading them does not require smart contracts. Basic token issuance and a limit-order-book DEXs are hardcoded directly into the L1 itself. - Native Path Payments: Stellar allows a sender party to send one currency (like USD) and the recipient to receive another (like EUR) in a single atomic transaction. The network automatically routes and converts the funds through available DEX order books or liquidity pools to make it happen. - Predictable Fees: Txns cost a fixed micro-fraction of a cent, wholly avoiding the insane gas fee spikes seen on auction-based network during times of high traffic. Certainly, there are more. But already we can see why Stellar's designers made the choices they did...

We hear you @BTraidman "Companies (treasurers) should be using stablecoins." HopNow can guide your business on Xborder efficiences using stablecoins + fast settlement via virtual accounts. Learn more at @stabledash #Crossborder# #Stablecoins# #Fintech#

#Business# | 🤝 2nd #Macao-##Hengqin# Civil Servants Seminar held September 18! Thirty civil servants from Macao's economic and financial sector explored coordinated industrial development through field visits, lectures, and roundtable exchanges. They toured the #Guangdong# Institute of Intelligence Science and Technology and the Cross-Border E-commerce (Huafa) Innovation Park, then visited the Hengqin Planning Exhibition Hall to learn about integrated development plans. The seminar aims to build regular exchange channels, consensus, and cross-regional governance capacity – with four planned this year. #CivilServants# #GuangdongMacao# #CooperationZone# #EconomicDevelopment# #CrossBorderEcommerce# #Governance# #GreaterBayArea#

#ASEAN# | 🤝 #Guangdong# & #Thailand# deepen ties at "Go Guangdong, Go Global" Salon in #Foshan#! Held on September 18 alongside the Foshan-Thailand #Economic# and #Trade# Cooperation Meeting, the event gathered officials, experts, and hundreds of Guangdong enterprises to align industrial strengths and explore new cooperation. 🌏 #APEC2026# #BYD# #CPGroup# #Investment# #AI# #GreenEnergy# #CrossBorderEcommerce#

🎓🌉 Hengqin and Macao are taking cross-border integration to the next level! New initiatives are being prepared to support mutual recognition of residence duration, while three Macao universities are expanding cross-university course enrollment in Hengqin. With shared campuses, labs and facilities, Hengqin is creating a more integrated environment for talent, education and innovation. 🚀 Dive in: #Hengqin# #Macao# #GuangdongMacao# #GreaterBayArea# #Education# #Talent# #Innovation# #CrossBorderCooperation#

Just pulled the day of month data on @crediblefin August first 9 days volume is already at $36.9M, which is 14× July’s first 9D and 6.4x the first 9D of May, June and July combined ($5.78M) Lifetime cumulative is already at $991M so $1B is just one settlement away. This is a strong crossborder payments business printing actual revenue at ~20bps. August seems to be accelerating before the normal big settlement window and while the China corridor is still offline. All of this at ~$13.5M mcap. $CRED looks undervalued to me. h/t to @artemis for the data

July marked another month of real-world product progress at PolyFlow: 1⃣Gift card redemption went live within the NeoBanking ecosystem 2⃣The Crypto Payment Gateway Partner Program officially launched 3⃣AI Token Settlement was integrated with cross-border crypto payments In July, our AI Token Settlement solution processed $8M in transaction volume—supporting automated payments, cross-border settlement, and global value flows across the AI Agent ecosystem. Real-world payments. AI-native settlement. #PolyFlow# #PayFi# #AIAgents# #CryptoPayments# #CrossBorderPayments#

"Stablecoins give businesses a store of value, lower volatility, and the ability to spend globally." -Jaun Lam, Co-Founder & Co-CEO, HopNow One of the fastest-growing use cases we're seeing right now. 🌍 #stablecoins# #crossborderpayments# #fintech# #treasurymanagement# #USDT# #USDC#