July marked another month of real-world product progress at PolyFlow: 1⃣Gift card redemption went live within the NeoBanking ecosystem 2⃣The Crypto Payment Gateway Partner Program officially launched 3⃣AI Token Settlement was integrated with cross-border crypto payments In July, our AI Token Settlement solution processed $8M in transaction volume—supporting automated payments, cross-border settlement, and global value flows across the AI Agent ecosystem. Real-world payments. AI-native settlement. #PolyFlow# #PayFi# #AIAgents# #CryptoPayments# #CrossBorderPayments#

"Stablecoins give businesses a store of value, lower volatility, and the ability to spend globally." -Jaun Lam, Co-Founder & Co-CEO, HopNow One of the fastest-growing use cases we're seeing right now. 🌍 #stablecoins# #crossborderpayments# #fintech# #treasurymanagement# #USDT# #USDC#

Trade on AVE. Bank through PolyFlow. We're excited to announce our partnership with @AveaiGlobal — the leading on-chain trading gateway spanning 130+ chains, 300+ DEXes, and 7M+ users. What is PolyFlow? Built on 20+ years of cross-border payment infrastructure from HuionePayGroup + real-time stablecoin settlement via Circle Payments Network. PolyFlow delivers institutional-grade clearing & settlement with: - PID on-chain identity - PLP non-custodial settlement - Fiat payment gateway orchestration AVE brings the market to you. PolyFlow takes your funds beyond the trade — into accounts, merchants, cards, and cross-border rails. #PolyFlow# #AveAI# #TradeOnAVE# #BankThroughPolyFlow# #PayFi# #StablecoinPayments# #OnchainTrading# #CrossBorderPayments# #DeFi# #Web3Payments#

🌍 From Africa to APAC, new payment rails are taking shape. Albert Wong, SVP of OSL BizPay, will join a live webinar on LinkedIn with industry leaders from @Finternetasia, @AnzensOfficial, @moneyinmotion26 and @StableHunterAI to discuss stablecoin-based cross-border settlement and the future of the China-Africa payment corridor. 🗓️ Date: May 14 7:00–8:00 PM (HKT) Register now and join the conversation 👉 #OSLBizPay# #Stablecoins# #Payments# #CrossBorderPayments# #Africa# #APAC#

The @StellarOrg blockchain was purpose-built for RWA tokenization and crossborder payments. As a result, there's a few things that make $XLM's chain different from other L1s... - The Stellar Consensus Protocol: Stellar uses Federated Byzantine Agreement instead of PoW or PoS. Nodes dynamically choose which other nodes to trust, resulting in 3 to 5 second finality without high energy usage, mining hardware, or token staking lockups. - Easy Issuance and DEX Construction: Creating tokens and trading them does not require smart contracts. Basic token issuance and a limit-order-book DEXs are hardcoded directly into the L1 itself. - Native Path Payments: Stellar allows a sender party to send one currency (like USD) and the recipient to receive another (like EUR) in a single atomic transaction. The network automatically routes and converts the funds through available DEX order books or liquidity pools to make it happen. - Predictable Fees: Txns cost a fixed micro-fraction of a cent, wholly avoiding the insane gas fee spikes seen on auction-based network during times of high traffic. Certainly, there are more. But already we can see why Stellar's designers made the choices they did...

Just pulled the day of month data on @crediblefin August first 9 days volume is already at $36.9M, which is 14× July’s first 9D and 6.4x the first 9D of May, June and July combined ($5.78M) Lifetime cumulative is already at $991M so $1B is just one settlement away. This is a strong crossborder payments business printing actual revenue at ~20bps. August seems to be accelerating before the normal big settlement window and while the China corridor is still offline. All of this at ~$13.5M mcap. $CRED looks undervalued to me. h/t to @artemis for the data