Wish you all the best!
She’s the lady who woke up early to hit the gym everyday and inspired me a lot when I’m doing marketing as well.
We have the same value of kindness, dream and integrity, wanna make the world a better place through crypto and freedom of money :)
Rachel is the best!🫶🏻
At the beginning of the year I made predictions to my friends and now it’s only the middle of Q2 everything is almost priced in now I need to add another one:
The gap between Domestic Payment and Cross-Border Payment will close.
This will definitely happen in 2026 as well
Everyone doing payment, fintech or programmable money is talking about stablecoins and LATAM remittance right now - but after building in local with my team I found some common wisdoms don’t work at all.
Here’re all the notes that combined all the data from my regional growth test and talked to local payment experts, communities, builders.
FYI
IPO game is dead in US.
Fintech giants nowadays are becoming the new existing liquidity of each founders:
Before 2020
-> Build a real company
-> Raise and grow
-> IPO
-> Retail investors get in — and actually make money
2020–2025
-> Build a narrative
-> Raise at series A/B/C/D/E/F/G
-> Hype the valuation as much as possible
-> IPO
-> Retail is the exit liquidity
(New stocks = crypto altcoins. Same game, different ticker.)
After 2025
-> Build in a hot theme
-> Raise enough to get noticed
-> Sell to a panicking fintech giant
-> No IPO anymore. The acquiring company is the new exit liquidity
Seeing MyBank go from a sketch to reality is a special feeling. The past few months have been an absolute grind for our payments team.
One night at 1 AM, I returned to the office and saw our PM still deep in UJ flows. That’s the level of dedication behind this. We aren't just building an app; we are obsessing over how to seamlessly integrate the DNA of fiat and crypto.
If we forget 1011 today, we could say: building is beautiful :)