Ethena Pay is currently the best crypto neobank to use in Brazil Since I started testing @EthenaPay, I’ve been running conversion-rate tests with local merchants using the 4 crypto cards I own. The card tiers are mixed: • Ethena Pay & Kast = basic tier • Etherfi & Plasma One = intermediate tier Before cashback, Ethena Pay already has the best FX rate: • 0.24% cheaper than Etherfi Luxe • 0.48% cheaper than Plasma One Core • 0.75% cheaper than Kast Standard Adding cashback further improves Ethena Pay’s lead: • 1.26% or $0.36 better than Etherfi • 1.52% or $0.43 better than Plasma • 3.37% or $0.95 better than Kast I performed a little more than 10 tests, and Ethena Pay had the best FX conversion rate in all of them. On 2 occasions, it tied with Etherfi for the best rate, then took the Nº1 spot after cashback I ran the tests on August 29th, between 10:57am and 11:00am local time (GMT-3) I was inspired by one of @0xVishnya's posts I recently came across to use this infographic style