Interesting perspective, and I agree stablecoins make sense everywhere.
I’ve usually thought the case for stablecoins is more immediately obvious outside the US, though not necessarily because of payment efficiency.
When people say Americans have it so good, they mean Americans rarely have to think about inflation the way someone in Argentina (or Turkey, Venezuela, etc.) does.
The biggest stablecoin use case ex-US is, and will continue to be, permissionless access to dollars.
I don't think people appreciate how much payments suck in the US.
People often say stablecoins make sense for people ex-US because it's so good here, but I don't agree with that.
It's actually better almost everywhere else.
Payments take forever, are expensive, and are insanely complicated.
It's kind of wild being a US citizen and going almost anywhere else.
Seriously everywhere, from South America to the UK.
Stablecoins make sense here, I promise you.
It's why the banking lobby hates them so much.