Beni Cosma(@BeniCosma):Not every payment flow should charge immediately. Some businesses need to authorize first, then capture later when the order is confirmed, fulfilled, or adjusted. That is why payment infrastructure should support more than a basic checkout button. Checkout starts the flow. Payment logic has to fit the business.

Beni Cosma

@BeniCosma

VP of Product & Engineering @xMoney_com | Building secure, scalable systems for a next-gen digital payment network

Joined June 2012

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Beni Cosma@BeniCosma

2026.07.22 07:32

Not every payment flow should charge immediately. Some businesses need to authorize first, then capture later when the order is confirmed, fulfilled, or adjusted. That is why payment infrastructure should support more than a basic checkout button. Checkout starts the flow. Payment logic has to fit the business.