When you see people around you showing off a fancy expensive phone, living in a luxurious house & driving a lavish car, always remember.
Most of the phones, cars & houses are owned by lending banks, not by the individual. Most have taken them on credit and pay them off over years. Many end up defaulting also.
Nothing wrong in owning them. But do not get FOMO just because someone has them. Most people end up taking a loan just to impress someone who has also taken a loan đđđ
Own them with Minimal or ZERO Debt. That is True Freedom !!!
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