HOW TO BUILD A CASHFLOW MACHINE WITH $200,000 in 2026:
(works at almost any size)
$80k $VOO
$80k $QQQ
$40k high conviction companies
That base compounds ~11% a year & NEVER gets sold. Not in a crash, not ever.
Then sell puts secured by that base. Not cash.
Every sold put has to pass all 5:
1. Company is below fair value TODAY
2. Real moat & pricing power
3. Profits growing for years
4. Strike 10% below current price
5. 1 year duration minimum
Premium hits the same day & buys more $VOO + $QQQ + Elite companies.
Bigger base secures bigger puts. Bigger puts pay more premium. That loop is the entire strategy.
No day trading. No covered calls capping your winners. No cash sitting dead & ratios are always in check to be fine in DEEP crashes.
This is how I scaled to millions