Personal news: I've joined @Morpho full-time as a solutions engineer focusing in the APAC region. I've been public about my obsession with Morpho since the protocol showed up in 2023, and I've been building @monarchlend for more than two years. Along the way I've talked to countless teams and individuals building on top of Morpho, and it became clear to me that this immutable contract is becoming one of the most trusted pieces of code on EVM. What I didn't see at the beginning is how much Morpho has quietly been doing to onboard the real world — a team bigger than any other in DeFi, dedicated entirely to that movement. That's some unprecedented effort, compounding for three years. With Morpho Midnight coming, lending is about to expand fast. Midnight adds a new dimension — duration — both a challenge and something familiar to TradFi. Risk curation becomes far more than asset selection, and the best curators will push lending to a new level. This is DeFi's one shot to prove smart contracts can be a trustless layer like Ethereum, and make finance better. If any institution wants to go onchain and manage money for users, I want them to use Morpho. Because as an immutable layer, Morpho gives end users the best protection: the cleanest isolated markets for proper risk assessments, the most trustworthy base layer to settle loans, and the most tools in the ecosystem to keep finance transparent onchain. That's what ultimately made me join. I'll keep working on Monarch in my own time, and slowly hand it over to other builders in the Morpho ecosystem in the next few months. I'll make sure Monarch keeps existing as an independent platform and service provider — for anyone who wants a different access point to Morpho. It'll always be here. Before I joined, I tried to make sure everything I did was best for the Morpho protocol and $MORPHO. After joining, I'll do exactly the same. Morpho will win. P.S. 如果有亞太、中文區的夥伴想 connect，歡迎私訊 tg (@)antonasso 或 email anton@morpho.org