Charlie Bilello(@charliebilello):10 years ago: 30-yr mortgage rate was 3.4% & median existing home price in the US was $240k Today: 30-yr mortgage rate is 6.8% & median existing home price is $429k Result: $38k increase in down payment (assume 20% down) & 163% increase in monthly payment (from $851 to $2,237) Video:

Charlie Bilello

@charliebilello

Chief Market Strategist @ Creative Planning Investor | Writer | Reader | Thinker Trying to become a little wiser every day.

Joined May 2013

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Charlie Bilello@charliebilello

2026.09.10 21:59

10 years ago: 30-yr mortgage rate was 3.4% & median existing home price in the US was $240k Today: 30-yr mortgage rate is 6.8% & median existing home price is $429k Result: $38k increase in down payment (assume 20% down) & 163% increase in monthly payment (from $851 to $2,237) Video: