sri misra(@srimisra):Nikhil Chandhok (@chandhok) is one of the most important product leaders in digital money. He’s CPTO of @circle , the company behind @USDC , and is building Arc as infrastructure for how money actually moves on the internet. He has shipped at YouTube, Google, and Meta and now explains why payment rails determine what gets built. 0:00 From dial-up to agentic payments 0:49 Why how people pay shapes the entire experience 1:01 Android, ads, and why better payment models change ecosystems 3:03 Agent tech, wallets, and nano payments 3:32 USDC, Arc, and following the customer across chains 5:25 Tokenization, on-chain credit, and smaller companies 8:02 Stablecoins, regulation, and countries issuing their own money

2026.08.29 08:44

Nikhil Chandhok (@chandhok) is one of the most important product leaders in digital money. He’s CPTO of @circle , the company behind @USDC , and is building Arc as infrastructure for how money actually moves on the internet. He has shipped at YouTube, Google, and Meta and now explains why payment rails determine what gets built. 0:00 From dial-up to agentic payments 0:49 Why how people pay shapes the entire experience 1:01 Android, ads, and why better payment models change ecosystems 3:03 Agent tech, wallets, and nano payments 3:32 USDC, Arc, and following the customer across chains 5:25 Tokenization, on-chain credit, and smaller companies 8:02 Stablecoins, regulation, and countries issuing their own money