The Learning Pill 💊(@thelearningpill):The stablecoin market just crossed $317B, and the next constraint isn't creating more of it. It's making that capital spend without ever going idle. Stripe and @privy_io shipped exactly that: a prepaid Visa card, issued by Lead Bank, tied directly to DeFi vault balances. However, the innovative part isn't the card - cards linked to crypto balances aren't new. It's that a DeFi position can now function as a checking account without breaking its yield, collapsing the divide between where you earn and where you spend. e.g. Deposit into vaults → earning yields → spend the yields A huge unlock for DeFi imo.

2026.07.01 12:00

The stablecoin market just crossed $317B, and the next constraint isn't creating more of it. It's making that capital spend without ever going idle. Stripe and @privy_io shipped exactly that: a prepaid Visa card, issued by Lead Bank, tied directly to DeFi vault balances. However, the innovative part isn't the card - cards linked to crypto balances aren't new. It's that a DeFi position can now function as a checking account without breaking its yield, collapsing the divide between where you earn and where you spend. e.g. Deposit into vaults → earning yields → spend the yields A huge unlock for DeFi imo.

Privy@privy_io

2026.06.29 16:08

1/ Privy devs can now issue cards to spend directly from their connected DeFi vaults. Traditional banking makes you choose between checking and savings accounts. Earn or spend, but not both. Working with Stripe, your Privy balance earns yield until the moment you tap to pay.