DLOCAL $DLO Q2’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $399.7M (Est. $369M) 🟢; +56% YoY 🔹 Diluted EPS: $0.18 (Est. $0.19) 🔴 🔹 Gross Profit: $127.2M; +29% YoY, record 🔹 Oper Profit: $64.2M (Est. $64.3M) 🟡; +15% YoY Raises FY26 Guide: 🔹 TPV Growth: 60%-70% YoY 🔹 Gross Profit Growth: 25%-30% YoY 🔹 Oper Profit Growth: 27.5%-32.5% YoY, maintained Other Q2 Metrics: 🔹 Total Payment Volume: $17.7B; +92% YoY 🔹 Total Payment Volume Constant Currency: +80% YoY 🔹 Net Income: $54.8M (Est. $56.1M) 🔴; +28% YoY 🔹 Adj. Free Cash Flow: $68.5M (Est. $69.1M) 🟡; +41% YoY 🔹 Gross Margin: 32%; LY 39% 🔹 Gross Profit Over TPV: 0.72%; LY 1.07% 🔹 Operating Profit/Gross Profit: 50%; Q1 44% 🔹 Cash: $794.9M, incl. $369.1M corporate Key Updates: 🔹 Buyback: 6.9M Class A shares for $86.1M under the $300M program 🔹 New $150M senior unsecured facility at Term SOFR plus 2.00% Comments: 🔸 “TPV growth has remained above 50% year-over-year for seven consecutive quarters, with the last three quarters at or above 70%.”