1/One of the most impactful DeFi integrations for lvlUSD adoption is here. @levelusd 🆙 x @pendle_fi x @MorphoLabs 🦋 A powerful new integration stack unlocking yield, utility, and capital efficiency across three major DeFi protocols. Let’s break it down 👇 https://t.co/kkwRMgEtPN

$USDO crosses $100M TVL—doubling since our last milestone, fuelled by growing demand and new DeFi integrations of cUSDO across @spectra_finance, @pendle_fi, @MorphoLabs, @upshift_fi, @eulerfinance, @bsx_labs, and more. Momentum’s building, and we’re gearing up for more.🟣 For full info and T&Cs on eligibility requirements: https://t.co/OBH64LGtqw

Airdrop Alert: BulbaSwap Token Economics Just Got Even Sweeter! We’re allocating 5% of our total token supply to MorphPay ecosystem users. The first wave — 2.4% — goes straight to Morph Black Card NFT stakers! Stay tuned for more details on how to claim your share. The future of BulbaSwap starts now!

🚨#Binance# Announces the 2nd batch of Vote to List Campaign $VIRTUAL (@virtuals_io), $BIGTIME (@playbigtime), $UXLINK (@UXLINKofficial), $MORPHO (@MorphoLabs), $GRASS (@getgrass_io), $ATH (@AethirCloud), $WAL (@WalrusProtocol), $SAFE (@safe), $ZETA (@zetablockchain), $IP (@StoryProtocol), $ONDO (@OndoFinance) and $PLUME (@plumenetwork) have been selected as the 2nd batch of Binance Vote to List projects.

Keyframes have arrived within Dream Machine! Start and end keyframes give you narrative control, while text instructions guide the journey. Change lighting and seasons, control perspectives, morph subjects, and create impossible transitions! All in #LumaDreamMachine# 🧵1/9 https://t.co/fbOXcxUTuJ

“中国互联网必须做自己的公链!” 唉,但中国就是很难形成合力, 大家都想搞自己的链, 生态应用呢都去扒车海外的公链, 还是那句老话 一个中国人一条龙,三个中国人几只虫 水友锐评更可悲的是很多名为外国的链技术团队就在中国,比如Move,Zksync. 是啊,深圳就是海外公链的技术发源地 主任这次去香港 hashkeychain Pharos,Morph,DDC基本都是全华班. 如今行业都不剩啥了,还需要这么多基础设施嘛？ 君不见这个周期的各路华人的ETHL2, 上个周期的交易所链,上上个周期的各种高性能公链,同样老套的故事还在大量的投入人力物力.. 人性如此, 明知道最后一地鸡毛,但只要有利益的地方,江湖就会风起云涌 苟住活下去,熬死一切不坚定的..就只有这一种方式

我真的被 @yoaka__ 的分數震驚到了🤯 一個藍標互關就能直上 40 yap 我以為只有 ICT互動才會暴漲 yap 的計算方式越來越迷了 那麼我再做一次實驗好了 只要在評論區留言的藍V朋友，必定回關 我底下放幾個關鍵字 如果有效，那麼大家也知道問題在哪邊了 祝大家早日KAITO破蛋 @KaitoAI @MaplestoryU @plumenetwork @monad_xyz @MorphLayer @sophon

High Gain by @kernel_dao Institutional-Grade ETH Yield — One Click Away High Gain makes professional ETH optimization simple, accessible, and liquid. With just one deposit, users tap into advanced strategies previously reserved for institutional investors. --- Why Choose High Gain? Democratized Yield Access Since launching in November 2024, High Gain has reached nearly $30M TVL by bringing sophisticated ETH yield strategies to everyday users. ~15%+ Targeted Returns Earn competitive yields through diversified strategies across Aave, Compound, Morpho, and Pendle—designed for efficiency and performance. No Lockups. Full Liquidity. Withdraw anytime. Rewards are earned in real time, with no staking periods or withdrawal delays. hgETH: Liquid & Reward-Bearing Your vault position is represented by hgETH—a fully liquid token that accrues rewards and can be used across DeFi, now including Pendle LP integrations. Advanced Strategy Stack Powered by capital-efficient loops (e.g., rsETH on Aave), strategic Pendle deployments, and automated compounding—all working behind the scenes. Proven Backing Developed by UltraYield ($2.15B+ AUM) and Upshift, an institutional-grade infrastructure provider. Strategies are actively optimized based on real-time market data. Built for All Users DeFi pros benefit from multi-protocol optimization without manual overhead Newcomers access professional-grade yield and risk management—no complexity required

使用场景就是稳定币的生命线。 梅特卡夫定律被用于描述网络的价值，具体而言，一个网络的价值（V）与网络中节点数量（n）的平方成正比。在稳定币语境下，衡量“节点”的维度不光有用户，还包括使用场景（如交易所交易对、DeFi 集成、支付等）。因此，稳定币的价值可以表述为： 用户数量：持有或使用稳定币的个人、机构或协议。 使用场景数量：稳定币在不同领域的应用，如交易、借贷、支付、质押等。 当用户和使用场景增加时，稳定币的实用性和流动性提升，其市场价值和接受度也随之增长。这种增长呈非线性（平方级），因为每个新增用户或场景不仅带来直接价值，还通过与其他节点的交互放大整体网络价值。 为什么我要说 Level 是为“使用场景”而生的稳定币？ 1. 低风险：基于稳健资产背书与透明治理 Level 的低风险机制： 资产背书：$lvlUSD 完全由 USDC 和 USDT 背书，这两种稳定币占据稳定币市场约 80% 的份额，是加密市场中最受信任的法币支持资产。其低信用风险为 $lvlUSD 提供了稳固的锚定基础。 收益来源：$lvlUSD 的储备资产（USDC/USDT）被存入 Aave 和 Morpho 等顶级借贷协议，提供可扩展且可靠的收益流。 链上透明度：Level 采用链上治理和收益分配机制，所有储备和收益分配数据可通过区块链查询。 2. 高收益：优化的收益分配机制 Level 的高收益机制： 收益来源与分配：$lvlUSD 的储备存入 Aave 等借贷协议，这些收益通过 ERC-4626 保险库标准分配至 $slvlUSD，不断累积收益。 低质押比例放大收益：截止 2025 年 4 月，仅 30-45% 的 $lvlUSD 被质押为 $slvlUSD。这意味着全部借贷收益集中分配给约 1/3 的代币持有者，显著提升 $slvlUSD 的有效收益率。 市场表现：自 2024 年 12 月中旬收益分配启动以来，$slvlUSD 的年化收益率（APY）稳定在 8.3%（Level 仪表盘），高于 Aave 的 USDC 存款利率。 3. 资本效率与实用性：深度 DeFi 整合与网络效应 Level 的资本效率与实用性机制： 多协议整合：$lvlUSD 和 $slvlUSD 已深度嵌入 Morpho、Pendle、Spectra 和 Curve 等领先 DeFi 协议，。 对比优势：与借贷协议收据代币相比，$lvlUSD 和 $slvlUSD 的多场景整合显著提升了其 DeFi 可用性。 资本效率：用户可通过 Morpho 借贷循环投资于 Pendle 或 Curve，将初始资本收益不断放大。 最后，如何参与？ Level XP 计划仍在运营中，去存钱、拉新，都能获得积分。 参与链接：https://t.co/5hr7mL2Ku4 （ Level 必上大所，信我）

特朗普政府加征关税反复无常，加密货币市场风向悄然转变。白宫宣布暂停对欧盟等经济体的对等关税，风险资产开启估值修复模式。 $btc 在政策明朗化后48小时内完成V型反转，价格中枢从75000强势上移至85000区间，形成典型的"消息真空期套利窗口"。这波操作带来的超额收益，恰恰印证了索罗斯反身性理论在数字资产市场的适用性。 当前真正的战略命题在于：当牛市收益逐渐兑现后，如何在关税政策反复期的行情中优化资产配置？我的风控模型显示，保留30%仓位在稳定币（USDT/USDC）作为流动性缓冲，同时将40%盈利转入BTC/ETH永续合约进行跨周期对冲。 毕竟在这个黑天鹅与灰犀牛共舞的时代，流动性与风险敞口的动态平衡才是穿越周期的关键密钥。 但问题来了，币圈其实就是投资市场，你赚到的钱终归是要流动起来投出去，在当前特朗普关税政策引发市场动荡的背景下，将部分牛市利润保留在哪成了一个问题！ Level (@levelusd) 是一个去中心化的稳定币协议，由 @dragonfly_xyz 和 @polychain 投资。Level 发行 $lvlUSD ，只能使用USDC/USDT mint稳定币，质押 $lvlUSD ，与 Morpho、Pendle 和 Spectra 等领先的 DeFi 协议深度集成，APR可达8.48%。 为什么选择Level，在牛熊转换的时间配置自己的资产，投资项目的基础，最重要的首位考虑因素——资金安全，Level，用户质押的USDT/USDC，透明溯源，可查看https://t.co/mUHcnLmDcK 其二，用户基础数，项目参与人数超15000member 其三，level的总质押资金138.2M,资金雄厚值得信赖 大部分的defi质押项目，项目都会TGA，Level项目基础用户很高，资金量雄厚，之前类似项目 $CRV ，Level项目空投大概率依靠通过质押量获得的$XP作为参考。 最新消息Morpho已经支持使用 $lvlUSD 借贷 $USDC ，并且$XP奖励翻倍（具体规则可以看，https://t.co/DFuZVCtAVI），这标志着lvlUSD除高收益意外，为lvlUSD带来更高的赋能，期待未来Level更多的大动作 总结来说在动荡市场中配置资产，需以“防守反击”为核心：Level就是一个好的选择。

以下的文章純屬個人觀點，希望不要引起罵戰 最近在推特看到有人噴 PayFi 跟 RWA 是假敘事 我也思考很久 RWA 可能會被證偽 因為它的概念還是無法超脫現在的各國的監管法規 所以只能把某些傳統金融優質資產映射到區塊鏈上讓用戶去投資 概念很先進很新穎，但實際上要執行困難很大 巴菲特也曾經表態過他要一堆比特幣做什麼? 他寧願花450億美金買房地產租給人收租金 花450億美金買地種食物賣出去產生收益 也不願意花25U買下房間內所有人的比特幣 所以 @plumenetwork RWAFi的出現，可能可以突破目前框架，將 RWA 合規化，但也可能最終還是受制於各國的監管法規淪為泡沫。 但 Payfi 它本身就有很強的需求性，因為你賺那麼多的虛擬貨幣，最終不就是要拿來出金變現，或是透過消費改善目前生活品質? 如果 Payfi 能直接用 BTC、ETH、USDT 等虛擬貨幣支付你生活一切開銷，那麼你出不出金也無所謂了。 不然我在台灣出國只能帶10萬元等值台幣出去，如果要去其他國家待比較久，身上法幣換光就只能用信用卡，但也不是每個地方都能使用信用卡，當地小吃攤販、飲料店可能只收現金，加上信用卡也是有額度限制。 如果 Payfi 發展起來，可以透過 Dapp 或是 U卡，就能輕鬆用你錢包的虛擬貨幣支付了 ，出國就不會受到可攜帶法幣的額度限制。 像是跟 @animocabrands 合作的 @sleap_io ，可以在泰國用 BTC、ETH、USDT 等訂房，其他 DAPP 也可以用 TG 支付 Uber，雖然目前很多東西都只限泰國、新加坡等東南亞國家，但是一旦發展起來，其帶來的便利可能會超過你的想像，這也是資產去中心化的體驗。 加上之前去濟州島玩，晚上到附設賭場兌換籌碼時，韓元不夠，我那時就儲值 USDT 到U卡去 ATM 領一些韓元出來小玩。 但是還是建議多準備幾張不同家的U卡，因為後續去超商買東西的時候發現突然在額度足夠的情況下無法提款，近期我也在考慮入手一張 @0xinfini 的卡 ，這樣配合 @MorphLayer 的黑卡應該就夠全面了。 因此我非常看好 Payfi 賽道，不是因為敘事炒作，而是確實幣圈人有這個需求，你如果滿手U的情況無法大量出金，那你也一個管道可以直接消費你手上的U，不必擔心有U無處花的問題。 重點來了，自從錢包被盜後小弟目前沒有多少U了，街邊乞丐一個😅 綜合以上的觀點，我建議真的多看看東南亞那邊區塊鏈的發展，當他們的 Payfi 經濟體系完全成型，其他各國就可能會思考跟進，幣圈真的不要有任何偏見。 Payfi 跟 RWA 雖然還在起步，但未來的是誰說得準呢? @MyStonks_Org 跟 @KLK_Foundation 也都在努力發展中，一旦成功幣圈將進入一個嶄新的階段，也將徹底改變 虛擬貨幣為人詬病的投機屬性。

以下的文章純屬個人觀點，希望不要引起罵戰 最近在推特看到有人噴 PayFi 跟 RWA 是假敘事 我也思考很久 RWA 可能會被證偽 因為它的概念還是無法超脫現在的各國的監管法規 所以只能把某些傳統金融優質資產映射到區塊鏈上讓用戶去投資 概念很先進很新穎，但實際上要執行困難很大 巴菲特也曾經表態過他要一堆比特幣做什麼? 他寧願花450億美金買房地產租給人收租金 花450億美金買地種食物賣出去產生收益 也不願意花25U買下房間內所有人的比特幣 所以 @plumenetwork RWAFi的出現，可能可以突破目前框架，將 RWA 合規化，但也可能最終還是受制於各國的監管法規淪為泡沫。 但 Payfi 它本身就有很強的需求性，因為你賺那麼多的虛擬貨幣，最終不就是要拿來出金變現，或是透過消費改善目前生活品質? 如果 Payfi 能直接用 BTC、ETH、USDT 等虛擬貨幣支付你生活一切開銷，那麼你出不出金也無所謂了。 不然我在台灣出國只能帶10萬元等值台幣出去，如果要去其他國家待比較久，身上法幣換光就只能用信用卡，但也不是每個地方都能使用信用卡，當地小吃攤販、飲料店可能只收現金，加上信用卡也是有額度限制。 如果 Payfi 發展起來，可以透過 Dapp 或是 U卡，就能輕鬆用你錢包的虛擬貨幣支付了 ，出國就不會受到可攜帶法幣的額度限制。 像是跟 @animocabrands 合作的 @sleap_io ，可以在泰國用 BTC、ETH、USDT 等訂房，其他 DAPP 也可以用 TG 支付 Uber，雖然目前很多東西都只限泰國、新加坡等東南亞國家，但是一旦發展起來，其帶來的便利可能會超過你的想像，這也是資產去中心化的體驗。 加上之前去濟州島玩，晚上到附設賭場兌換籌碼時，韓元不夠，我那時就儲值 USDT 到U卡去 ATM 領一些韓元出來小玩。 但是還是建議多準備幾張不同家的U卡，因為後續去超商買東西的時候發現突然在額度足夠的情況下無法提款，近期我也在考慮入手一張 @0xinfini 的卡 ，這樣配合 @MorphLayer 的黑卡應該就夠全面了。 因此我非常看好 Payfi 賽道，不是因為敘事炒作，而是確實幣圈人有這個需求，你如果滿手U的情況無法大量出金，那你也一個管道可以直接消費你手上的U，不必擔心有U無處花的問題。 重點來了，自從錢包被盜後小弟目前沒有多少U了，街邊乞丐一個😅 綜合以上的觀點，我建議真的多看看東南亞那邊區塊鏈的發展，當他們的 Payfi 經濟體系完全成型，其他各國就可能會思考跟進，幣圈真的不要有任何偏見。 Payfi 跟 RWA 雖然還在起步，但未來的是誰說得準呢? @MyStonks_Org 跟 @KLK_Foundation 也都在努力發展中，一旦成功幣圈將進入一個嶄新的階段，也將徹底改變 虛為人詬病人詬病的投機屬性。

SOL 生态新概念 SVM 赛道近期有什么新动向？硬件加速的 SVM 区块链 Solayer 即将上线测试网 首先，最明显的动向应该就是 ATH 来到了 2u 😂 把 Eigenlayer $EIGEN 摩擦了，并且 FDV 已经远远超过了以太坊四大 Layer2 中后发的 $ZK $STRK 在 Solayer @solayer_labs 上线前，我曾经写过一篇文章《 SVM 是否可能是超过以太坊 Layer2 的机会级别？》，目前在代币表现上来说 $LAYER 作为 Solana @Solana_zh SVM 的龙头代表已经开始追平反超了，但迄今为止 SVM 赛道在生态繁荣度上相对还有一定距离 正常情况下，在本币拉升较多的情况下，项目方有需求开始主动创造生态效应来消泡沫，所以未来这个版本测试网中的相应机会我会开始关注 1️⃣ Solayer 的 InfiniSVM 特性简介 - SVM 的并行处理能力和高吞吐潜力是 Solana 生态的基石，但硬件瓶颈始终限制着其发挥 - InfiniSVM 是一个专为高吞吐和低延迟设计的硬件加速 SVM 区块链，通过硬件加速将 SVM 性能推向极致 - 目标是实现 100 万 TPS 和 100Gbps+ 网络带宽，同时保持原子状态一致性 2️⃣ 散户可参与的收益场景与收益来源：原生质押 & sUSD - InfiniSVM 原生 sSOL 质押：用户质押 SOL 获得 sSOL，通过超级验证节点（Mega Validator）参与验证 -- 9.59% APY，由于我的 $SOL 成本价 200，发空投那会儿价格跑慢了所以一直也就存在 Solayer 里面了 - sUSD 稳定币：由美国国债支持，年化收益 4%，是一种基于抵押品的稳定币，而非算法稳定币 -- 需要区分的是，在研究 $sUSD 的时候发现有一个脱锚的同名稳定币，这两者并不是一种资产 ——据 Solayer 创始人 @lxjhk 称，的收益保障来自 @OpenEden_X ，与现实世界收益率挂钩（国库券收益率为 4-5%） ——虽然 OpenEden 的创始人去年有过一次性丑闻事件，但项目看起来还在持续运营中，该事件似乎对项目本身的运行并没有影响 底层收益的来源极大程度影响安全性，目前看来 sSOL 和 sUSD 的收益率比较合理，但使用场景相对局限，DeFi 乐高还没搭起来 - 另有动态激励的机制：质押量与网络带宽、交易优先级挂钩，鼓励生态参与 目前 sUSD 还有一个一鱼多吃的地方 @Perena__ ，这里也建议 @Solayer_CN 能把 sSOL、sUSD 兼容到主流的借贷协议如 kamino 中，丰富使用场景和收益场景 3️⃣ 翡翠卡：集成 InfiniSVM 的加密借记卡 - 收益消费：支持 sSOL 和 sUSD 消费，边花边赚质押收益 - 非托管安全：用户完全掌控资产，私钥不依赖第三方 - 全球支付：支持 Visa 网络，覆盖线上线下场景。 这张卡还没上线，不过现在公链做卡确实看起来已经成赶时髦的场景了，可能也是一种服务于叙事的未来准备，为链上社交、DePIN 等高吞吐场景优化服务，但这张卡的权益和使用性是不是能赶上目前市面上常见的竞品 Morph Black 和 Infini，还需要更多细节披露来确定这些卡之间的差异和使用场景的不同了

Ecclesiastes 5:15 As a man came from his mother's womb, so he will depart again, naked as he arrived. He takes nothing for his labour to carry in his hands. The Transient of Life Ecclesiastes 1:17 So I set my mind to know wisdom and madness and folly; I learned that this, too, is a pursuit of the wind. We brought nothing into the world, so we cannot carry anything out of it. That is the futility of all of our hard work at the end of our lives. Nothing matters. Regardless of riches, wealth, fame, power, achievements, status or credentials, they are meaningless at the end of our journey. It is like the currency of a country becomes worthless when we leave for another country. Only if we have a way of converting it to the currency of that country will it retain its value. If not, we will have to leave everything behind as if we never had it. That is futility or, to be specific, the meaninglessness of our lives, like robbing ourselves of our well-deserved medals. As Solomon expressed it: It is futile and a pursuit of the wind. All our efforts are a waste of time, transient, lacking eternal value. In other words, wasting our time. What if we are good? Soon, there is someone better to replace us. So, what if our invention is excellent? Very soon, it will be obsolete. Even if we leave behind a legacy, it will soon be superseded. Our dreams, visions, aspirations and even our lives are like sandcastles, soon will be washed away by the waves, leaving no trace behind. That is the reality we have to deal with; we are as good as we were last. The Permanence of Our Existence Genesis 2:7 Then the LORD God formed man from the dust of the ground and breathed the breath of life into his nostrils, and the man became a living being. Our life on Earth is temporal, and we will one day leave for another place of permanence. Even though we leave Earth through the process called death, we, literally, will never die even when we stop breathing. Once born, all possess the breath of life, which GOD breathed into the first man, Adam. This breath, as eternal as God, cannot be destroyed and will keep us living forever, for better or for worse. Regardless of our religion or spiritual orientation, we will live on either in life in heaven with GOD or in our second death in hell away from GOD. Even when we breathe our last breath and are reduced to dust back to the Earth, we will not be reduced to nothing or vanish into thin air. Death will not bring the end of us, and it will not end the repercussions of our actions, otherwise known as karma. Therefore, bygones will not be bygones when we are gone. Nothing ends except our trials in life when we are put to sleep for the Day of Judgment. When the Book of Life is opened on that day, we will face judgment and give an account of our deeds and for every careless word we have spoken. We will continue living after judgment according to the judgment. And if anyone whose name is not written in the Book of Life, he will be thrown into the lake of fire where there is no end. Those whose names are written in the Book of Life will be with GOD in the new heaven and new earth. Either in hell or in heaven, life continues after death. Planning Forward John 14:2 In My Father's house are many rooms. If it were not so, would I have told you that I am going there to prepare a place for you? Once created, we cannot be destroyed; we can only be converted from one form to another. As water changes from a liquid to a gaseous state, we change from physical to spiritual form. We are the same as Jesus Christ, unchanged through death. The unfortunate truth is that only we can undergo spiritual metamorphosis, not our material possessions. They are unable to morph with us. In a nutshell, once we die, it is eternal separation from our material possessions. Dying is like our emergency evacuation from an aircraft; we cannot take our luggage along. What we can bring is what we have on. With this in mind, we can rethink our strategy and plan forward with eternality in mind. Planning with the End in Mind Jeremiah 29:11 For I know the plans I have for you, declares the LORD, plans to prosper you and not to harm you, to give you a future and a hope. Only things can happen with a plan. Even GOD has plans for us, plans to prosper us and not to harm us, to give you a future and hope. When we fail to plan, we plan to fail. If we do not have eternity in mind, we will fail to plan for it and take what is necessary to achieve it. If that happens, that could be our regrettable oversight or foolishness. What is unseen or unknown might not be non-existent. What we cannot hear does not mean there is no sound. It might be an inaudible sound that our ears cannot detect. Many things exist beyond our imagination, like holding a phone and hearing someone who is far away speak. If we discard reality beyond our imagination, then we might be too arrogant to think we know everything. If GOD says so, it is better to take it seriously. Unless we think we know better than GOD. Rethinking of our Eternality John 3:16 For God so loved the world that He gave His one and only Son, that everyone who believes in Him shall not perish but have eternal life. Therefore, we should not be myopic in thinking that we only last a lifetime, which, in fact, we are made for eternity. Comparing a lifetime to an eternity is like a drop in the ocean. If we have plans only for this lifetime and neglect our eternality, we will have much to regret. We can mess about our lifetimes, but never our eternality because eternity is too long to live if it encompasses pain, suffering, and regret. To prevent these, we must plan early in our lifetime for it. It is like getting a good education when you are young, so your future is secure. As much as we must sacrifice when young for our future, so we must sacrifice our lifetime for eternality. To do well in our studies, we cannot do as we wish, but we must learn well. Likewise, to prepare for eternality, we also cannot do as we want but must do well in what is required of us. Failing to do so, we will miss out on our excellent future in eternality. Rethinking our Priority Matthew 6:33 But seek first the kingdom of GOD and His righteousness, and all these things will be added unto you. Jesus said, "What does it profit a man to gain the whole world yet forfeit his soul? Or what can a man give in exchange for his soul?" In other words, Jesus is saying that things of temporal value cannot be compared to things of eternal value. Once we lose the things of eternal value, nothing of temporal value can replace it. Therefore, we cannot have misappropriated priority by placing temporal things over eternal, even if they might not be relevant now. We put the gain of the whole world as more value than our souls. If we lose our souls to the things of the world, Jesus said that there is nothing we can use to exchange it back. It is like losing a person to the evil of drug abuse. If the drug has taken control of the man, there is nothing much one can do to get him back. Rethinking of our Alliances James 4:4 You adulteresses! Do you not know that friendship with the world is hostility toward God? Therefore, whoever chooses to be a friend of the world renders himself an enemy of God. We need to survive in the world, but that does not mean we need to compromise by sacrificing our souls. In other words, we need not exchange our gold coin or a copper coin of the world. The evil one wants our gold coin, and we will be foolish if we ever exchange with him. Therefore, we should never sell our souls by betraying GOD, our characters and principles for the ill-gotten gains of the world. Getting them will bring no benefits to us except to increase the ills in our lives. However, if we do not walk the way and indulge in the practices as the world does, those in the world will hate us. Therefore, Jesus said, "Everyone will hate you because of My name, but the one who perseveres to the end will be saved." If we want to prove ourselves worthy of God's love and the right to eternal life, we need to make a difference, stand apart from the world and never give away our gold coin. Rethinking of our Treasures Matthew 6:19-21 Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also. What is of value to GOD might not be to the world. Natural man does not define treasures as GOD does and does not accept the things that come from the Spirit of God. For they are foolish to him, and he cannot understand them because they are intangible, unquantifiable, unseen and unproven. In other words, nonsense. Therefore, natural man only stores treasure on earth and not in heaven because he values things differently from GOD. Since the time frame of man is temporal, his mind frame is on temporal things. If he wants to prepare for life after death by storing up treasures of eternal value in heaven, he must change his mind frame by changing his heart towards the things of temporal value. He must treat things of temporal value as worthless and things of eternal value as treasures and pursue them with all of that he has. To him, the kingdom of heaven must be like a treasure hidden in a field. Once he finds it, he hides it again and, in his joy, goes and sells all he has and buys that field. The kingdom of heaven is also like a merchant in search of fine pearls. When he finds one very precious pearl, he goes away and sells all he has and buys it. Rethinking our Investment Portfolio 1 Corinthians 3:19-20 For the wisdom of this world is foolishness in God's sight. As it is written: "He catches the wise in their craftiness." And again, "The Lord knows that the thoughts of the wise are futile." As the saying goes, 'No pain, no gain.' If we cannot give up our treasures on earth, we cannot build our treasures in heaven. If we cannot give up the wisdom of the world for the foolishness of GOD, we cannot gain the wisdom of GOD, which is the foolishness of the world. If we want to build our treasures in heaven, do things that matter, and give us a future, we must change our perspectives. We must value the foolishness of the world that produces eternal value. When we invest our resources in time, talent, and money, we must calculate the ROI (return on investment) of things, not only on earth but also in heaven. If it does not have eternal value, then our returns are short-term gains but long-term losses, which is not ideal. It is foolish for a man to start a business that materially enriches him but spiritually bankrupts him. Therefore, whatever we do, we must understand not only the short-term implications but the long-term effects. If not, we are only wise for a moment but foolish forever. Conclusion: Where your treasure is where your heart will be 1 Corinthians 15:54-55 When the perishable has been clothed with the imperishable and the mortal with immortality, then the saying that is written will come to pass: "Death has been swallowed up in victory." "Where, O Death, is your victory? Where, O Death, is your sting?" Many are afraid of the sting of death because they are not prepared for eternality. They are like students going for an examination without having enough preparation. Unless we have been faithfully building treasures in heaven, we will not fear. If we have not, then we have much to worry about when the time is nearing. And those with immense treasures on earth will be reluctant to leave as they are unwilling to part with their wealth. However, this appointment with death is imminent, and no one is exempted. Only when we are secure that our treasures are in heaven will we be willing to leave everything behind for heaven because we have emptied our lives on earth and have nothing to hold us back. Prayer: God, please open my eyes to see the things of eternal value so that I will diligently work towards them. Let me not be fooled by the deception of the world and waste my life on things that do not value-add to my eternal life and rob me of it instead. I brought nothing into the world, and I would not carry anything out of it. Let me be generous in sharing Your goodness so that my treasures will be great in heaven. Amen.

Matthew 25:45 Then the King will answer, 'Truly I tell you, whatever you did not do for one of the least of these, you did not do for Me.' A Paradigm Shift Mark 2:22 And no one pours new wine into old wineskins. If he does, the wine will burst the skins, and both the wine and the wineskins will be ruined. Instead, new wine is poured into new wineskins." The New Testament is a game-changer and paradigm shift. It is like new wine that cannot be contained in old wineskin. Hence, we must refrain from using our old mindset to understand GOD's new teaching, or it will become our stumbling block, a block that will cause us to fall away from our faith. When Jesus first introduced His new teaching, many of His disciples could not accept it, so they turned back and no longer walked with Him. His teaching created resistance then and would also now. Today, if we hear something that goes well with us and does not turn us off, then the teachings are most likely being compromised. If the core of His teaching has not changed, then we should have the same reaction as Jesus's disciples did: rejection. It is like drinking bitter medicine. However, if the medicine is not bitter but sweet, then we should be wary that something is wrong. GOD's bitter medicine does not go well with our fallen nature, so rejection should be the natural response. If it sounds soothing to our ears and appeases our fallen nature, then most likely, it is an alternate teaching to His. His fake teaching is like entering through a wide gate with a broad path; do not believe it because it leads to destruction. GOD has instructed us to walk through the small gate with the narrow path that few will find, and it leads to life. And any other way is a misdirection. Therefore, do not be misled by hype teachings that are pleasing to the ear but will lead to destruction. Stop sinning vs forgiveness of sin. Daniel 4:27 Break away from your sins by doing what is right, and from your iniquities by showing mercy to the oppressed.  If we want to be strong in GOD, we must be able to accept hard truths, things that are hard to the ears but good for our souls. Such a message is a high calling because our fallen nature can do nothing but sin. And GOD's Word bites our fallen nature. Therefore, it does not go well with our ears and is a nail to our flesh. A message that our fallen nature loves is the forgiveness of sin, a message of no condemnation to every action. Then, we are no different from a dog that returns to its vomit as we sinners return to our sin. Thus, many Christians live in the comfort of GOD as Yahweh Hessed, GOD of forgiveness. With that, many live in the impression that they can be who they are as there is nothing they can do that cannot be forgiven under the blood of Christ. If not, His blood is no different from that of sheep, goats, bulls, doves, or pigeons. Therefore, nothing can rock their salvation as it is secured in the blood of Jesus.  The Fallacy Galatians 6:7-8 Do not be deceived: God is not to be mocked. Whatever a man sows, he will reap in return. The one who sows to please his flesh, from the flesh, will reap destruction, but the one who sows to please the Spirit, from the Spirit, will reap eternal life. If any of us think that the blood of Jesus will keep us away from sin, we are deviating far from the truth. Forgiveness of sin only releases us from the bondage of sin, which has no eternal value. It is like a person being set free from prison. Then, what from then on? It is what we make out of ourselves after being out of prison that matters. Metaphorically speaking, when we sin, we get ourselves into prison, and when GOD forgives us, He releases us from prison. If we keep on sinning and asking for forgiveness, we are repeating the cycle of being in and out of prison. Then what is the purpose of forgiveness if we have no intention of getting out of sin? We are doing nothing but fooling around with GOD, taking Him as a joke. No one ever fools around with the law and gets away. What more, with GOD, the Lawmaker of heaven and earth, and hope nothing will happen? The all-mighty blood has its limitations. Matthew 12:31 Therefore, I tell you, every sin and blasphemy will be forgiven men, but the blasphemy against the Spirit will not be forgiven. Jesus's blood is powerful enough to forgive all sins except the sin of unrepentance. For that, His blood has no effect. His blood can cleanse us of all sins but cannot keep us away from sinning. It is written in the Bible that if we deliberately go on sinning after we have received the knowledge of the truth, no further sacrifice for sins remains, but only a fearful expectation of judgment and of raging fire that will consume all adversaries. Anyone who rejected the law of Moses died without mercy on the testimony of two or three witnesses. How much more severely do we think one deserves to be punished who has trampled on the Son of God, profaned the blood of the covenant that sanctified him, and insulted the Spirit of grace? Therefore, there is a limit to 1 John 1:9 - If we confess our sins, He is faithful and will forgive us our sins and cleanse us from all unrighteousness. No one in the Bible ever received unconditional and perpetual forgiveness like the way we think, sinning without guilt and remorse. GOD often leaves us case studies to substantiate His Word. If there is none, then most likely, we misconstrue His Word. What does it mean to stop sinning? 1 John 3:6 No one who remains in Him keeps on sinning. No one who continues to sin has seen Him or known Him. Many times, we have been told to stop sinning, but many do not understand GOD's expectations. To many, as long as we do not cause anyone any grievous harm by killing, stealing, and destroying, we are not sinning. And as long as we do not violate GOD's commandments, we are not sinning. All these are true in the Old Testament, but in the New Testament, definitions become more comprehensive. Anyone angry with his brother will be subject to judgment. And anyone who says, 'You fool!' will be subject to the fire of hell. Without physical contact, even looking at a woman to lust after her has already committed adultery with her in his heart. Therefore, to stop sinning is more than not doing evil. We must do good. The new requirement John 3:19 And this is the verdict: The Light has come into the world, but men loved the darkness rather than the Light because their deeds were evil. Within our fallen nature is the desire to do evil. Therefore, in the Old Testament, after the fall of Adam and Eve, GOD wanted man to master his evil desires, as He told Cain, who represented the new generation of fallen men. In the New Testament, when GOD became Man, man not only had to master the evil within him but also to overcome evil with good. Only the one who overcomes will Jesus grant him the right to sit with Him on His throne, just as He overcame and sat down with His Father on His throne. The requirement has changed before and after Christ. Hence, we cannot use old methodology on new theology as we cannot sew a patch of unshrunk cloth on an old garment. The patch will pull away from the garment, and a worse tear will result. Jesus's new teaching will stretch us to be more than who we can be. If we cannot be stretched, we will tear in unbelief. Not being able to say to this mountain, 'Move from here to there,' and it will move. Nothing will be impossible for us. In Christ, we must do more and be better. Nothing will be impossible for us, even to the extent of loving our enemies and praying for those who persecute us, that we may be sons of our Father in heaven. We no longer are allowed to stop at 'Love your neighbour' and 'Hate your enemy.' The truth is that many cannot cross this threshold of irrational demand. Then how many can overcome evil with good? Why must we overcome evil with good? Romans 12:21 Do not be overcome by evil, but overcome evil with good. If we can overcome evil with good, it proves the authenticity of our transformation. We are born again in the Spirit, and we are cleaned on the inside of the cup and dish so that the outside may become clean as well. Remember, we have fallen nature and are incapable of doing good. If we have extreme self-control, we can control the beast within us. To overcome evil with good is beyond the capacity of our fallen nature. It is like asking the lion to eat grass. Therefore, if a lion eats grass, it only proves that it is no longer a beast but has morphed into something else. In Christ, we are His new creations, meaning we are more than GOD's creation but a new, improved version. We no longer hold the flaws of imperfection but the perfection of GOD. Therefore, what the fallen nature cannot do, the godly-infused nature can. Hell is prepared for those who do no good. Matthew 25:45-46 Then the King will answer, 'Truly I tell you, whatever you did not do for one of the least of these, you did not do for Me.' And they will go away into eternal punishment, but the righteous into eternal life. To illustrate His point, Jesus talked about a time in the future when He would be in His glory, and all the angels would be with Him as He sat on His glorious throne. Then, He would separate the people one from another, as a shepherd separates the sheep from the goats. One group would inherit the kingdom prepared for them from the foundation of the world. And the other group would be cursed into the eternal fire prepared for the devil and his angels. What good did the first group do to deserve heaven, and what bad did the other group do to deserve hell? No one in the heaven group stood out as any hero, nor anyone from the hell group stood out as any villain. The compliment for the righteous was - For I was hungry, and you gave Me something to eat; I was thirsty, and you gave Me something to drink. I was a stranger, and you took Me in; I was naked, and you clothed Me; I was sick, and you looked after Me; I was in prison, and you visited Me.' Then the righteous will answer Him, 'Lord, when did we see You hungry and feed You, or thirsty and give You something to drink? When did we see You a stranger and take You in, or naked and clothe You? When did we see You sick or in prison and visit You?' And the King will reply, 'Truly I tell you, whatever you did for one of the least of these brothers of Mine, you did for Me.' The unrighteous were accused of not performing any acts of kindness as the righteous did, and their punishment was the eternal lake of fire. The King did not accuse them of massacres or blasphemy against GOD that deserved the lake of fire, but their fate was no different from that of the vilest sinners. The Conclusion Not doing good is as good as sinning, deserving the lake of fire. Many might view this as perversity, as the deeds do not deserve such punishment. On Judgment Day, many will question God about His justice and fairness, not knowing that sin is sin, regardless of how small or big. Jesus said, "Truly, truly, I tell you, no one can enter the kingdom of God unless he is born of water and the Spirit." As long as the Spirit does not transform us, we are not born of the Spirit. We are still sinners destined for hell. However, the issue is not that many do not want to do good, but they do not have the tenacity to do so because of their fallen nature. Many can try, but they do not have the know-how to do it. If we want to know, we need to die to our flesh. Then, the anointing of the Holy Spirit will guide us. For this reason, our world still feels lonely and cold despite its advancement, vibrancy, and activities. The affluent are highly affluent, and the poor are extremely poor, and the gap is not narrowing. If everyone were anointed with the Holy Spirit and spontaneous in sharing simple essentials such as food, water, and clothing, the world would be a better place. GOD does not require us to save the world by doing great and mighty things because that job belongs to Him. He is our Hero, and we do not need another hero. All He wants us to do is small things with great love. We would have met GOD's expectation of overcoming evil with good. Prayer: Thank you, GOD, for opening my eyes and ears to your word. Let your word quicken my heart and enlighten my mind that they are alive in me so that I can be alive in your word. Then your word will not return to you empty, but it will accomplish what you please, and I will prosper in it. Amen.

The Connecticut senator Chris Murphy says he thinks people are picking up what he’s putting down “because they see that I am motivated . . . by my fear that we are going to sleepwalk through the transition of our country from a democracy to an autocracy.” https://t.co/AwieyGJH2m

@mattyglesias @john_morehouse7 @Brett_Garcia_ Intuition here is that traditional hospitality industry/zoning rules keep externalities of tourists away from long-term residents, so positive effects dominate. Short-term rentals distribute externalities to places where part of value of residency is "peace and quiet."

New working paper with @john_morehouse7 and @Brett_Garcia_ on the impact of short-term rentals (Airbnb) on housing prices: https://t.co/UN72k98me3 Prev. consensus in lit. is that Airbnb drives up house prices by giving home-owners a new option. 1/7

This road has been designed and built by @MORTHIndia under @nitin_gadkari, DME, sees kilometers of jams, daily. The department is in deep sleep as it should ideally be. Thousands of vehicles face these long queues, daily and for years now. @narendramodi https://t.co/subcsOctDj