富爸爸穷爸爸的作者罗伯特·清崎最近又发声了：强烈建议大家配置黄金、白银、比特币和以太坊。 我挺赞同的。 他看过的经济周期比我们多得多，每次大危机来临前，他都在反复强调同一件事——把钱从纸资产转向硬资产。黄金白银抗通胀，BTC和ETH代表数字稀缺性，这四样东西放在一起，简直是应对未来不确定性的最简组合。 我自己也越来越觉得： 在货币超发和地缘风险双重加持的年代，现金才是风险最高的资产。 清崎不是在喊单，而是在用他一贯的方式提醒普通人：别把所有希望寄托在工资和银行存款上。 当然，配置比例要理性，别all in。但这个方向，我站他 Robert Kiyosaki, the author of Rich Dad and Poor Dad, recently spoke out again: It is strongly recommended that everyone allocate gold, silver, bitcoin and Ethereum. I quite agree. He has seen many more economic cycles than we do. Before each major crisis, he repeatedly emphasizes the same thing - turning money from paper assets to hard assets. Gold and silver are anti-inflation, and BTC and ETH represent digital scarcity. Put together, these four things are simply the simplest combination to deal with future uncertainty. I feel more and more myself: In the era of currency over-issurree and geopolitical risk, cash is the most risky asset. Kiyosaki is not shouting orders, but reminding ordinary people in his usual way: don't pin all your hopes on wages and bank deposits. Of course, the configuration ratio should be rational, don't all in. But in this direction, I stand him.