The great team behind @aave , @StaniKulechov and @0xKolten gave a huge AMA filled with alfa about the future of Aave 👻 here's a tldr on what you need to know : 1- Protocol Evolution & V4 - Aave V4 has surpassed $350 million in deposits, scaling securely with protective caps - V4 infrastructure allows users to borrow stablecoins without lending out or rehypothecating their collateral - Modular architecture is being leveraged to enable native Bitcoin collateral secured directly on the Bitcoin network (which is an amazing first of its kind unlock) - Aave is implementing a selective multi-chain strategy, prioritizing high-revenue networks like @avax and @base while deprecating underperforming deployments 2- Mainstream Adoption (Aave App & Stable Vaults) - Stable Vaults are launching to provide mainstream users with predictable, fixed interest rates instead of variable DeFi rates - The Aave App focus is the immediate removal of friction for fiat-to-DeFi transfers from global bank accounts - Ecosystem brand "Push" has secured MiCA and EMI licenses to facilitate zero-fee onboarding across the EU and UK (also a huge push and upcoming narrative) - The app will utilize Smart Accounts with biometrics to protect non-custodial users from fishing attacks and simplify recovery 3- Real-World Assets (RWA) & On-Chain Stocks - Aave is prioritizing Securities Backed Loans (SBLs) to allow users to unlock liquidity from on-chain equities - On-chain stocks will utilize 24/7 pricing via perp markets to solve traditional pricing gaps during market closures - Long-term goals include financing "abundance" infrastructure, such as solar energy, robotics, and GPUs, via the protocol 4- Governance & Aavenomics - Aavenomics 3.0 is in development to introduce automated buybacks and a revamped B2B/direct-to-user staking model - Leadership is actively opposing proposals to cut Ethereum staking issuance, citing risks of turning ETH into a low-yield "carry trade" asset - The DAO is shifting toward a maximization of revenue and minimization of maintenance costs across all service providers what a great and bullish update for the consumer, RWAs and equities future products from aave team holding with strong conviction on this. ethereum:0x7fc66500c84a76ad7e9c93437bfc5ac33e2ddae9