Special invitation just went out for next week's StableCone meetup in Buenos Aires. Did you get yours? We're meeting at a new icecream place for October meetup. How does it work? - Choose your onchain stablecoin payment of preference. - Pay at the cashier - Eat icecream and talk stablecoin - Share the screen of the purchase and your icecream qualification - Rewards are for Worst FX rate: 100% Cashback (split on a tie) Make sure to RSVP to find out if this is the Best icecream of Buenos Aires. See you on Thursday 5pm.

I use @near_intents a couple of times every week and although I appreciate the confidential addresses, the need to open the app and do 4-5 clicks in order to receive each transfer is painful. What would I like to see? - a shortcut app in my Home Screen that creates an address when I open it - a static URL that I can click and shows me a new address (similar to FK) - a mirrored feature to “pull ACH” from an approved token allowance.

A step closer to making it dead easy for anyone to build their own worldwide neobank Once we get the first success stories of niche neobanks popping off and generating serious revenue Lightspark, Whop, and whoever else is doubling down on offering this stack will be really well positioned

It takes up to 45min to go from stablecoin to cash in Buenos Aires. The Cuevas are everywhere and it’s as easy as using WhatsApp. The stablecoin cash is a functioning pipe but it lacks efficiency in many channels. Within the same day I got all these different rates to sell USDT Cueva a) +0.25% Cueva b +0.5 Cueva c) -0.5% Cueva d -2.5% + $3 Cueva e) -3% + $3 Only one of these accepted USDC in mainnet. All the rest was USDT in Tron. There’s a lack of understanding to those who only believe in 100% cash or 100% digital. Both are needed, and while stablecoins are more engrained into banking pipes these inefficiencies must improved. Who is building AI operator who can orchestrate these differences? Like Jumper but for cash ops.

Suby is the merchant of record I can use to get clients pay at the way they like it (just like stripe) but allows me to connect the money the way I like it (not like stripe at all). Hopefully soon we can add some localized payment/collection options for Latam (Pinging @ripiohq and @twinfinance_ for a smooth integration)

A simple but on-the-spot delivery of the @Plasma One card. This is the Visa Signature card with the Core plan. I ordered it 13 days ago, paid $20 and got it delivered to my door today. I’m excited to add it to my stack. “The last card your stablecoin will ever need” is on the back of the packaging. Mmm, if you know me, I doubt this will be the case.

This reward box from @EthenaPay came with a handwritied note as a 1 out of 150. “We believe giving people anywhere in the world access to safe reliable savings is one of the most impactful products we could build. Now we are delivering this product in a global mobile app to anyone with an internet connection. Thanks for coming on the journey with us. guy”

Wow, these card perks are worth using the card. I guess I need to start posting about @EthenaPay now. It’s the first time I received a PH gift. It surprised me. Tysm @ethena team

Stablecoin adoption is still fringe. And most builders in fintech optimize for compliance, antifraud, and domestic payments. The floor conversation today was: 25% credit talk, 25% collection talk, 20% Open finance. 30% Voicebots and AI reducing cost. There’s no market fit (yet) for onchain banking.

Stablecoins and blockchain are going to zero. I’m at a “Financial Innovation” summit in Argentina (CMS) in 2026 and no one is mentioning these two words. They are talking a lot about efficiency, rails, new banking but all I hear is: - open finance - data traceability - consent access - accurate credit Oh boy, the web3 echo chamber is way too small in Argentina.

I feel a bit embarrased that this was not the origin of stablecoin onchain cards. But having this feature here will push the table-stakes for everyone to catch up. There were a few teams who did an enourmous engineering effort to have this before it was a single line of code. Kudos to Etherfi, Peanut, Metamask, Solflare, Lava, Plasma, Exa, Pulsar, Ready, Tuyo.

I got $250 in USDT credit to spend with my Minipay card. Without any collateral. It is the closest I've seen to real onchain banking. Its a cashflow underwriting strategy. How it works: 👇🏻 1) Open your @minipay wallet. 2) Add CreditLine miniapp. (you need to enable DevMode as this is still in beta and paste the URL It runs inside the MiniPay wallet you already have. Nothing to install, and no wallet to connect. (Only for wallets with +30 days activity) 3) Verify who you are with one short check ID (Phone + Name + Address + Birthdate). It takes lesst than two minutes, and you do it once. 4) Borrow USDT without collateral against your history and balance amount Your money is not locked up, and can't be liquidated. 5) Repay on installments. Every repayment on time raises your limit. I've been testing this and got a credit line up to $150 first time, and then it jumped to $250. Ideally I'd like to reach $1000~$3000 without having to repay fees too many times. I have 10 codes to give out, DM me for sharing.

we need to stop calling banks 'neobanks' just because looks cool. those are all regular banks or BaaS, operating for decades, with the same business model. @usePicnicBR is a neobank @eldoradoio is a neobank @joinpeanut is a neobank @chainlesscripto is a neobank @4payFinance @RipioApp is a neobank @lucamoneyapp is a neobank @PagCryptoFi is a neobank @p2pmebrasil is a neobank @Haven_Hn_ is a neobank the ones below have no onchain activity, they don't provide self custody, they don't allow onchain remmitance, they don't expose you to assets abroad, they don't offer cheaper credit. let's start calling them the right name: banks focused on digital channels.

These 4 topics won’t make it to main-stage at NEW MONEY summit tomorrow. I’ve spent years talking with fintech people who only discuss bank and money tech from a fraud-and-compliance angle. The transformation of money itself almost never comes up. Tomorrow you’ll find me at “Nuevo Dinero,” organized by Pablo Wende, talking about: 1- Why bank money is going to stop existing. 2- Which infra rails will actually move money globally and domestically. 3- How the dollar as the reference point is going to lose validity. 4- What will replace paper bills and become the new cash If you’re interested, catch me there and we can talk.