Benedetto
@BenedettoBio
2.5K Following 7.5K Followers
AI is onto something here @folksfinance 👀
The "WhatsApp moment" for crypto has arrived.
Last year, stablecoins settled more volume than @Visa + @Mastercard combined.
The rails are here.
It's now a war for distribution.
I wrote about this in my latest @Forbes article ⤵️
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Credit is essential to modern life.
But loan origination hasn't changed in decades.
Traditional settlement: T+1 or T+2.
VS
Onchain: instantaneous.
The shift is already happening. @jpmorgan, @BlackRock, @GoldmanSachs, @DeutscheBank are all quietly building products onchain.
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I recently wrote an article for @Forbes Councils:
"Why Institutions Are Quietly Moving Onchain"
That's the shift @FolksFinance is building for 👇
🤝 @FolksMobile
The future of AI finance requires intelligent and accessible consumer infrastructure. We are partnering with Folks Mobile to explore AI-powered financial experiences for the next generation of users.
As advances toward becoming the foundational financial infrastructure for the AI Agent era, Folks Mobile’s AI-driven optimization, DeFi integrations, and crypto-native card infrastructure help bridge autonomous finance with real-world usability.
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Remote work gives you speed and flexibility.
But it hides something.
The human side of building disappears when a team only meets on a screen.
That's why before a heavy building phase, I gathered the entire @FolksFinance team together, in person, in Bali.
Get aligned first. Then move with intensity.
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There's no goal achieved without hard work.
But if you love what you do, it’s a cheat code.
You don't need to force it. The urgency comes naturally when you believe in what you're building.
Find what you'd do for free. Then go all in.
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You might be a great founder and have no idea.
Most aspiring founders I meet are stuck in the same loop.
Analysis paralysis.
The only way to find out is to take action.
Six years ago, I just started. You should too.
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Hong Kong this week for @festival_web3.
A lot happening in the space right now, but always focused on what matters: having the right conversations to grow @FolksFinance and @FolksMobile.
If you're here, let's meet! 🇭🇰
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Always nice to back in KR 🇰🇷
Will be today and tomorrow at @CIS_2060
Crosschain $WBTC & $WETH by Folks are now LIVE on @Algorand.
BTC & ETH, now usable on Algorand without friction.
→ Transfer natively crosschain from EVM via Folks xPortal powered by @wormhole NTT
→ Lend & borrow directly on Folks
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In Seoul this week for @CIS_2026 🇰🇷
Institutional Forum on Friday. @FolksFinance booth across the weekend. On stage Sunday.
If you're there, come find us!
Most companies hire for the role.
We hire for the person.
My first hire wanted to be a developer. That's all.
Now he's my second in command.
Did I know? No. But I felt it early.
The longer I lead, the more I trust that feeling.
Hire the person. Empower them. Step aside.
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We have recently identified a situation involving an early supporter who has attempted to transfer their token allocation (still subject to original lock schedule) to third parties in an unauthorized manner.
For clarity, this allocation has been invalidated and no longer exists.
If anyone else has seen or has engaged in a purchase of token allocation in good faith, we kindly ask you to reach out to me or @folksfinance directly so we can review the situation and provide appropriate guidance.
We remain committed to maintaining the integrity and fairness of the ecosystem.
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Our biggest backer met the full @FolksFinance team for the first time.
@amitm_eth didn't talk about the product or the roadmap. He talked about the energy. The culture.
How it felt more like a family than a team. That's when you know you've built something real.
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I've never been obsessed with hiring the big name who just left @Google .
What I care about is young, hungry energy.
People with high agency who actually get things done.
Some will stay a long time.
Some will go build their own things.
And when that happens, I'm proud of it.
Because it means we built a place where ambitious people can grow.
Folks family.
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Some of the best ideas don't come from meetings.
They come over dinner, off the clock, when the team is just talking.
That's a sign of a healthy team.
You don't protect the plan for the sake of the plan.
You let better thinking in.
Big focus right now: @FolksMobile. DeFi needs to be accessible beyond the people who already understand it.
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The hardest founder skill nobody talks about:
Being tired, stressed, unsure, and still showing up calm.
You feel it all. But you can’t amplify it.
Your team looks to you for direction.
You can’t show uncertainty.
You have to absorb it.
That’s a skill you learn the hard way.
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Expansion always looks simple from the outside.
“Just deploy on another chain.”
For us, it wasn’t that.
We didn’t copy deployments.
We rebuilt the infrastructure to make it truly crosschain.
Growth looks obvious in hindsight.
Up close, it’s constant innovation & iteration.
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