A cool tool I tested is You select a market across Aave, Fluid, Morpho, and Euler, and it shows you the oracle type it uses. On Aave, it's difficult to check the oracle manually, so I recommend using this tool. Thx @CryptoMeatStick for building it.

One of the safest places to lend USDC on Aave is Aave V4 Base in my opinion. There you can get 5.79% APY for lending USDC only against tokenized stocks, which are all issued by Coinbase. I think lender losses are much less likely here than in most other markets.

Aave has some great incentives for its tokenized stocks markets. One strategy to take advantage of them is this: > buy $10,000 of GOOGL on Aerodrome > deposit it on Aave V4 as collateral > borrow $4000 USDC from there > move the USDC to Hyperliquid > short $10K worth of GOOGL there In this way, you now have a delta-neutral position earning a good double-digit APY. To calculate the PNL: > you earn 3.04% APY on your $10k TSLAc collateral > you pay 2.8% APY on your $4000 USDC loan > you earn 10.27% APY on your GOOGL short from funding rates (based on the data from the last 3d) In total, you'll earn 12.19% APY on your $10,000 initial position while interacting only with two tier-1 apps: Aave and Hyperliquid. It's not a huge yield, but I think this strategy has a decent risk/reward and carries relatively low risks. You'll just have to monitor GOOGL stock price to make sure you don't get liquidated.

Morpho's Steakhouse Prime USDT vault is my favorite USDT opportunity rn. Lenders normally get a 2.5% base APY, but if you lend USDT via @zama UI, you also get 8% APY in incentives. In total, 10.5% APY. The vault is exposed only to top collaterals like wstETH, WBTC, & sUSDS.

Alphaping is no longer a Morpho curator. I am glad to see that Morpho did the right thing and delisted them after their reckless risk management. You won't be missed @0xAlphaping.

Any dApp paying @AccountableData for a dashboard is wasting money. The issue though is that Accountable has no major competitors, leaving projects to choose between Accountable or no verification service at all. I hope DeFiLlama's upcoming verification solution will be better.

95% of the time I loop only on 5 apps: • @Morpho • @aave V3/V4 • @kamino • @0xfluid • @eulerfinance These are among the most audited and battle-tested protocols in DeFi. Gven how many hacks occured lately, I think the security aspect matters a lot.

This looks like a good yield opportunity for smaller portfolios: @TenorFinance is a new fixed-rate money market built on top of Morpho Midnight and backed by Coinbase. And it launched a pretty attractive incentive program for lenders. For instance, you can get 66% APR paid in $MORPHO token rewards if you lend 1000 USDC against WETH collateral on Tenor right now. This is on top of a 3.71% native APR. There's limited liquidity as the protocol just went live yesterday, and the maximum amount you can lend to this market is only ~$4,000 in USDC for now. But you can also set a lending limit order at a lending rate you choose and hope it gets filled. This is what I plan to do in order to be able to lend a larger amount. As it's a fixed rate, fixed-term money market, you also have to select a lending duration when lending: I'd recommend selecting the July 30 maturity date. The only catch? Every week, a fixed amount of 2,000 MORPHO rewards is distributed, and as more capital is deposited on Tenor, the lending APY will obviously go down as the rewards will become more diluted. But as long as the MORPHO rewards yield stays above 10% APR, to me this seems like a good farm from a risk/reward perspective. By comparison, lending against a top collateral like WETH via the Morpho UI would earn you only 4-5% APY. There's also a chance that Tenor will have a token at some point. And if that's the case, then using it early might be a good way to secure an airdrop allocation.

Here's a yield strategy offering 55% APY: 1. Buy PT-sUSDai-15OCT on @pendle_fi 2. Bridge it to BNB Chain via Pendle's PT bridge 3. Go to @lista_dao Lending 4. Loop PT-sUSDai-15OCT/USDT there At 11x leverage, this strategy returns ~55.6% APY. That's because the avg 7d borrowing rate for USDT on Lista is 4.67% per Yieldz(.)io. Meanwhile, PT-sUSDai offers a 9.3% fixed APY. So there's a huge spread between the PT-sUSDai yield & the USDT borrow rate. sUSDai yield comes from GPU-backed loans. If you hold sUSDai, I don't think there's any better way at this moment to use it in DeFi than this.