$SOFI at $15.77 — good buy.
Down 39% this year, 50% off its peak, sitting near the 52-week low. Meanwhile: revenue +41%, net income +65%, deposits up from zero to $45.5B since the bank charter.
You're paying 20x forward earnings for a digital bank growing like a startup. Street target $22.50 — that's 43% upside. Earnings October 27.
Fintech gets left for dead every cycle and this is what the bottom looks like. Starter size, add near $15.