the american phenomenon is the gap between their best and their everyday. they build rockets that land themselves and cars that drive themselves. and then a normal bank transfer takes three days.
cash app only exists because moving money is that slow. we’ve had instant transfers since 2008. i haven’t carried a wallet in years, just my phone. over there they’re still writing cheques to pay rent.
it’s like the whole country’s r&d budget went to the moonshots and nobody looked at the boring stuff for 30 years