This is a great product that I think will be very attractive to many DeFi users who don't want the hassle of manually looping stables (me).
12% is huge, and probably the best risk adjusted rate you will find onchain.
Ethena Pay will be the biggest neobank, I have no doubt.
DM if you want a code (only if you are actually going to use the product), as I still have some.
Introducing Earn+: 12% rewards on your dollars in a single tap.
Available now for Pro and VIP users and rolling out to all Ethena Pay users in the coming days.