Animoca Brands(@animocabrands):Congratulations to decentralized educational protocol @opencampus_xyz, @pencilfinance_, and @HackQuest_ for successfully completing the first fully on-chain student lending cycle with zero defaults! The possibilities with technological innovations are endless. DeFi is living proof of that. Financial systems have always decided who is visible, and that decision was never about capability. Reputation is important, and subsequently, digital identity matters now more than ever. Reputation should be portable. A lender, a school, a student, should all be able to carry their own record rather than to borrow authority from someone else. That is what @pencilfinance_, which we co-incubated with @opencampus_xyz and @HackQuest_, have now demonstrated at scale, and this is only the beginning.

2026.09.07 07:00

Congratulations to decentralized educational protocol @opencampus_xyz, @pencilfinance_, and @HackQuest_ for successfully completing the first fully on-chain student lending cycle with zero defaults! The possibilities with technological innovations are endless. DeFi is living proof of that. Financial systems have always decided who is visible, and that decision was never about capability. Reputation is important, and subsequently, digital identity matters now more than ever. Reputation should be portable. A lender, a school, a student, should all be able to carry their own record rather than to borrow authority from someone else. That is what @pencilfinance_, which we co-incubated with @opencampus_xyz and @HackQuest_, have now demonstrated at scale, and this is only the beginning.