Lol yh if money is not a constraint then it’s 100% rational
You’re buying 2 years in NYC, a new friend group, intellectual stimulation, a socially acceptable reason to live there, and some identity/status on top (+ potentially a visa)
Maybe cynical but for some people education is just like travel or art
Although if you have true generational wealth the true test of agency is realising you don’t even need the institutional wrapper. just move to nyc and do whatever you wanted to do anyway